UHC Bronze Essential (No Referrals)
Bronze · HMO · UnitedHealthcare · Michigan
At age 40 it costs between $377.78 and $422.01 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 71667MI0010044 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0324 · TTY 1-888-200-0324 |
Where it is sold, and what it costs there
12 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Macomb County | $295.60 | $335.51 | $377.78 | $527.94 | $802.26 |
| Oakland County | $295.60 | $335.51 | $377.78 | $527.94 | $802.26 |
| Monroe County | $295.96 | $335.91 | $378.23 | $528.58 | $803.23 |
| Wayne County | $295.96 | $335.91 | $378.23 | $528.58 | $803.23 |
| Kent County | $297.84 | $338.05 | $380.64 | $531.95 | $808.34 |
| Genesee County | $298.07 | $338.31 | $380.93 | $532.35 | $808.96 |
| Shiawassee County | $298.07 | $338.31 | $380.93 | $532.35 | $808.96 |
| Hillsdale County | $323.55 | $367.23 | $413.50 | $577.86 | $878.11 |
| Van Buren County | $324.34 | $368.13 | $414.51 | $579.28 | $880.26 |
| Branch County | $330.21 | $374.79 | $422.01 | $589.76 | $896.19 |
| Calhoun County | $330.21 | $374.79 | $422.01 | $589.76 | $896.19 |
| Kalamazoo County | $330.21 | $374.79 | $422.01 | $589.76 | $896.19 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.