UHC Gold Advantage (No Referrals)
Gold · HMO · UnitedHealthcare · Michigan
At age 40 it costs between $547.24 and $611.32 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 71667MI0010048 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,500 |
| Deductible (family) | $3,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,800 |
| Family maximum | $15,600 |
| Primary care visit | $25 |
| Specialist visit | $60 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $50 |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0324 · TTY 1-888-200-0324 |
Where it is sold, and what it costs there
12 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Macomb County | $428.20 | $486.01 | $547.24 | $764.77 | $1,162.15 |
| Oakland County | $428.20 | $486.01 | $547.24 | $764.77 | $1,162.15 |
| Monroe County | $428.72 | $486.60 | $547.91 | $765.70 | $1,163.55 |
| Wayne County | $428.72 | $486.60 | $547.91 | $765.70 | $1,163.55 |
| Kent County | $431.45 | $489.70 | $551.40 | $770.57 | $1,170.96 |
| Genesee County | $431.78 | $490.07 | $551.81 | $771.16 | $1,171.85 |
| Shiawassee County | $431.78 | $490.07 | $551.81 | $771.16 | $1,171.85 |
| Hillsdale County | $468.69 | $531.97 | $598.99 | $837.08 | $1,272.03 |
| Van Buren County | $469.84 | $533.27 | $600.46 | $839.13 | $1,275.15 |
| Branch County | $478.34 | $542.92 | $611.32 | $854.32 | $1,298.22 |
| Calhoun County | $478.34 | $542.92 | $611.32 | $854.32 | $1,298.22 |
| Kalamazoo County | $478.34 | $542.92 | $611.32 | $854.32 | $1,298.22 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.