QHP Index

UHC Gold Advantage+ (Dental + Vision, No Referrals)

Gold · HMO · UnitedHealthcare · Michigan

At age 40 it costs between $564.64 and $630.75 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID71667MI0050006
InsurerUnitedHealthcare
Metal levelGold
Plan typeHMO
Deductible (individual)$1,500
Deductible (family)$3,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$7,800
Family maximum$15,600
Primary care visit$25
Specialist visit$60
Emergency room30% Coinsurance after deductible
Inpatient stay30% Coinsurance after deductible
Generic drugs$5
Preferred brand drugs$50
Specialty drugs40% Coinsurance after deductible
Adult dental includedYes
Child dental includedYes
Share of premium buying essential health benefits96.55%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-888-200-0324 · TTY 1-888-200-0324

Where it is sold, and what it costs there

12 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Macomb County $441.81$501.46 $564.64$789.08 $1,199.08
Oakland County $441.81$501.46 $564.64$789.08 $1,199.08
Monroe County $442.35$502.07 $565.32$790.04 $1,200.54
Wayne County $442.35$502.07 $565.32$790.04 $1,200.54
Kent County $445.17$505.26 $568.92$795.07 $1,208.18
Genesee County $445.50$505.65 $569.35$795.67 $1,209.10
Shiawassee County $445.50$505.65 $569.35$795.67 $1,209.10
Hillsdale County $483.59$548.87 $618.03$863.69 $1,312.46
Van Buren County $484.77$550.22 $619.54$865.81 $1,315.68
Branch County $493.55$560.17 $630.75$881.47 $1,339.48
Calhoun County $493.55$560.17 $630.75$881.47 $1,339.48
Kalamazoo County $493.55$560.17 $630.75$881.47 $1,339.48

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When this plan’s price or benefits change.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.