First Choice Next Gold Signature
Gold · HMO · First Choice Next · South Carolina
At age 40 it costs between $636.24 and $746.98 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 73107SC0010004 |
|---|---|
| Insurer | First Choice Next |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.81% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-983-7272 · TTY 711 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Georgetown County | $497.84 | $565.05 | $636.24 | $889.14 | $1,351.13 |
| Calhoun County | $512.09 | $581.22 | $654.45 | $914.59 | $1,389.81 |
| Berkeley County | $516.63 | $586.38 | $660.26 | $922.71 | $1,402.14 |
| Horry County | $523.48 | $594.15 | $669.01 | $934.93 | $1,420.72 |
| Fairfield County | $532.08 | $603.91 | $680 | $950.30 | $1,444.06 |
| Dillon County | $535.30 | $607.57 | $684.12 | $956.05 | $1,452.81 |
| Charleston County | $546.83 | $620.65 | $698.85 | $976.64 | $1,484.09 |
| Greenville County | $551.90 | $626.41 | $705.33 | $985.69 | $1,497.86 |
| Chester County | $564.54 | $640.75 | $721.48 | $1,008.26 | $1,532.15 |
| Cherokee County | $566 | $642.41 | $723.35 | $1,010.88 | $1,536.12 |
| Kershaw County | $566 | $642.41 | $723.35 | $1,010.88 | $1,536.12 |
| Laurens County | $566 | $642.41 | $723.35 | $1,010.88 | $1,536.12 |
| Marion County | $566 | $642.41 | $723.35 | $1,010.88 | $1,536.12 |
| Richland County | $566 | $642.41 | $723.35 | $1,010.88 | $1,536.12 |
| Spartanburg County | $566 | $642.41 | $723.35 | $1,010.88 | $1,536.12 |
| Union County | $566 | $642.41 | $723.35 | $1,010.88 | $1,536.12 |
| Lancaster County | $568.21 | $644.92 | $726.17 | $1,014.82 | $1,542.11 |
| Pickens County | $576.42 | $654.24 | $736.67 | $1,029.49 | $1,564.41 |
| Dorchester County | $580.31 | $658.65 | $741.64 | $1,036.43 | $1,574.96 |
| Anderson County | $584.49 | $663.40 | $746.98 | $1,043.90 | $1,586.31 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.