First Choice Next Silver Premier
Silver · HMO · First Choice Next · South Carolina
At age 40 it costs between $567.89 and $666.74 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $400 | $10,200 | $50 | $25 |
| up to 150% of the federal poverty level | $0 | $1,800 | No Charge | No Charge |
| 150% to 200% | $0 | $3,400 | $35 | $15 |
| 200% to 250% | $300 | $8,450 | $50 | $25 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 73107SC0010007 |
|---|---|
| Insurer | First Choice Next |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $400 |
| Deductible (family) | $800 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,200 |
| Family maximum | $20,400 |
| Primary care visit | $50 |
| Specialist visit | $110 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.81% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-983-7272 · TTY 711 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Georgetown County | $444.36 | $504.35 | $567.89 | $793.63 | $1,205.99 |
| Calhoun County | $457.08 | $518.79 | $584.15 | $816.35 | $1,240.51 |
| Berkeley County | $461.14 | $523.39 | $589.33 | $823.59 | $1,251.52 |
| Horry County | $467.25 | $530.33 | $597.14 | $834.50 | $1,268.10 |
| Fairfield County | $474.93 | $539.04 | $606.96 | $848.22 | $1,288.94 |
| Dillon County | $477.80 | $542.31 | $610.63 | $853.35 | $1,296.75 |
| Charleston County | $488.09 | $553.98 | $623.78 | $871.73 | $1,324.67 |
| Greenville County | $492.62 | $559.12 | $629.56 | $879.81 | $1,336.96 |
| Chester County | $503.90 | $571.92 | $643.98 | $899.96 | $1,367.57 |
| Cherokee County | $505.20 | $573.40 | $645.65 | $902.29 | $1,371.11 |
| Kershaw County | $505.20 | $573.40 | $645.65 | $902.29 | $1,371.11 |
| Laurens County | $505.20 | $573.40 | $645.65 | $902.29 | $1,371.11 |
| Marion County | $505.20 | $573.40 | $645.65 | $902.29 | $1,371.11 |
| Richland County | $505.20 | $573.40 | $645.65 | $902.29 | $1,371.11 |
| Spartanburg County | $505.20 | $573.40 | $645.65 | $902.29 | $1,371.11 |
| Union County | $505.20 | $573.40 | $645.65 | $902.29 | $1,371.11 |
| Lancaster County | $507.17 | $575.64 | $648.16 | $905.80 | $1,376.46 |
| Pickens County | $514.51 | $583.96 | $657.54 | $918.90 | $1,396.36 |
| Dorchester County | $517.98 | $587.90 | $661.97 | $925.10 | $1,405.78 |
| Anderson County | $521.71 | $592.14 | $666.74 | $931.77 | $1,415.91 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.