First Choice Next Gold Premier
Gold · HMO · First Choice Next · South Carolina
At age 40 it costs between $653.32 and $767.04 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 73107SC0010009 |
|---|---|
| Insurer | First Choice Next |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $850 |
| Deductible (family) | $1,700 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,500 |
| Family maximum | $17,000 |
| Primary care visit | $15 |
| Specialist visit | $35 |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $60 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.81% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-983-7272 · TTY 711 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Georgetown County | $511.21 | $580.22 | $653.32 | $913.01 | $1,387.41 |
| Calhoun County | $525.84 | $596.83 | $672.02 | $939.15 | $1,427.13 |
| Berkeley County | $530.51 | $602.12 | $677.99 | $947.48 | $1,439.79 |
| Horry County | $537.54 | $610.10 | $686.97 | $960.04 | $1,458.86 |
| Fairfield County | $546.37 | $620.13 | $698.26 | $975.81 | $1,482.84 |
| Dillon County | $549.68 | $623.88 | $702.49 | $981.72 | $1,491.82 |
| Charleston County | $561.52 | $637.32 | $717.62 | $1,002.86 | $1,523.94 |
| Greenville County | $566.72 | $643.23 | $724.27 | $1,012.16 | $1,538.08 |
| Chester County | $579.70 | $657.96 | $740.85 | $1,035.34 | $1,573.29 |
| Cherokee County | $581.20 | $659.66 | $742.77 | $1,038.02 | $1,577.37 |
| Kershaw County | $581.20 | $659.66 | $742.77 | $1,038.02 | $1,577.37 |
| Laurens County | $581.20 | $659.66 | $742.77 | $1,038.02 | $1,577.37 |
| Marion County | $581.20 | $659.66 | $742.77 | $1,038.02 | $1,577.37 |
| Richland County | $581.20 | $659.66 | $742.77 | $1,038.02 | $1,577.37 |
| Spartanburg County | $581.20 | $659.66 | $742.77 | $1,038.02 | $1,577.37 |
| Union County | $581.20 | $659.66 | $742.77 | $1,038.02 | $1,577.37 |
| Lancaster County | $583.47 | $662.23 | $745.67 | $1,042.07 | $1,583.52 |
| Pickens County | $591.90 | $671.81 | $756.45 | $1,057.13 | $1,606.41 |
| Dorchester County | $595.89 | $676.34 | $761.55 | $1,064.26 | $1,617.25 |
| Anderson County | $600.19 | $681.21 | $767.04 | $1,071.93 | $1,628.90 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.