MHP Bronze
Bronze · HMO · McLaren Health Plan Community · Michigan
At age 40 it costs between $416.66 and $568.37 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 74917MI0020011 |
|---|---|
| Insurer | McLaren Health Plan Community |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $8,250 |
| Deductible (family) | $16,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | 50% Coinsurance after deductible |
| Specialist visit | 50% Coinsurance after deductible |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $100 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.96% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-327-0671 · TTY 1-800-356-3232 |
Where it is sold, and what it costs there
60 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Clinton County | $326.02 | $370.04 | $416.66 | $582.28 | $884.83 |
| Eaton County | $326.02 | $370.04 | $416.66 | $582.28 | $884.83 |
| Hillsdale County | $326.02 | $370.04 | $416.66 | $582.28 | $884.83 |
| Ingham County | $326.02 | $370.04 | $416.66 | $582.28 | $884.83 |
| Jackson County | $326.02 | $370.04 | $416.66 | $582.28 | $884.83 |
| Genesee County | $332.96 | $377.90 | $425.52 | $594.66 | $903.64 |
| Lapeer County | $332.96 | $377.90 | $425.52 | $594.66 | $903.64 |
| Saint Clair County | $332.96 | $377.90 | $425.52 | $594.66 | $903.64 |
| Shiawassee County | $332.96 | $377.90 | $425.52 | $594.66 | $903.64 |
| Arenac County | $348.45 | $395.49 | $445.32 | $622.33 | $945.69 |
| Bay County | $348.45 | $395.49 | $445.32 | $622.33 | $945.69 |
| Gratiot County | $348.45 | $395.49 | $445.32 | $622.33 | $945.69 |
| Huron County | $348.45 | $395.49 | $445.32 | $622.33 | $945.69 |
| Saginaw County | $348.45 | $395.49 | $445.32 | $622.33 | $945.69 |
| Sanilac County | $348.45 | $395.49 | $445.32 | $622.33 | $945.69 |
| Tuscola County | $348.45 | $395.49 | $445.32 | $622.33 | $945.69 |
| Alcona County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Alpena County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Antrim County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Benzie County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Charlevoix County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Cheboygan County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Crawford County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Emmet County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Grand Traverse County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Iosco County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Kalkaska County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Leelanau County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Manistee County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Missaukee County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Montmorency County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Ogemaw County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Oscoda County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Otsego County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Presque Isle County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Roscommon County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Wexford County | $353.71 | $401.47 | $452.05 | $631.73 | $959.98 |
| Macomb County | $360.41 | $409.06 | $460.60 | $643.69 | $978.14 |
| Oakland County | $360.41 | $409.06 | $460.60 | $643.69 | $978.14 |
| Allegan County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Barry County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Calhoun County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Clare County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Gladwin County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Ionia County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Isabella County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Kalamazoo County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Kent County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Lake County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Mason County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Mecosta County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Midland County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Montcalm County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Newaygo County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Osceola County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Ottawa County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Saint Joseph County | $411.88 | $467.48 | $526.38 | $735.62 | $1,117.84 |
| Livingston County | $444.73 | $504.77 | $568.37 | $794.29 | $1,207 |
| Washtenaw County | $444.73 | $504.77 | $568.37 | $794.29 | $1,207 |
| Wayne County | $444.73 | $504.77 | $568.37 | $794.29 | $1,207 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.