MHP Bronze Saver (Expanded)
Expanded Bronze · HMO · McLaren Health Plan Community · Michigan
At age 40 it costs between $452.33 and $617.03 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 74917MI0020013 |
|---|---|
| Insurer | McLaren Health Plan Community |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $8,500 |
| Deductible (family) | $17,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,500 |
| Family maximum | $17,000 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.96% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-327-0671 · TTY 1-800-356-3232 |
Where it is sold, and what it costs there
60 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Clinton County | $353.94 | $401.72 | $452.33 | $632.13 | $960.58 |
| Eaton County | $353.94 | $401.72 | $452.33 | $632.13 | $960.58 |
| Hillsdale County | $353.94 | $401.72 | $452.33 | $632.13 | $960.58 |
| Ingham County | $353.94 | $401.72 | $452.33 | $632.13 | $960.58 |
| Jackson County | $353.94 | $401.72 | $452.33 | $632.13 | $960.58 |
| Genesee County | $361.46 | $410.26 | $461.95 | $645.57 | $981 |
| Lapeer County | $361.46 | $410.26 | $461.95 | $645.57 | $981 |
| Saint Clair County | $361.46 | $410.26 | $461.95 | $645.57 | $981 |
| Shiawassee County | $361.46 | $410.26 | $461.95 | $645.57 | $981 |
| Arenac County | $378.28 | $429.35 | $483.44 | $675.61 | $1,026.65 |
| Bay County | $378.28 | $429.35 | $483.44 | $675.61 | $1,026.65 |
| Gratiot County | $378.28 | $429.35 | $483.44 | $675.61 | $1,026.65 |
| Huron County | $378.28 | $429.35 | $483.44 | $675.61 | $1,026.65 |
| Saginaw County | $378.28 | $429.35 | $483.44 | $675.61 | $1,026.65 |
| Sanilac County | $378.28 | $429.35 | $483.44 | $675.61 | $1,026.65 |
| Tuscola County | $378.28 | $429.35 | $483.44 | $675.61 | $1,026.65 |
| Alcona County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Alpena County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Antrim County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Benzie County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Charlevoix County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Cheboygan County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Crawford County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Emmet County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Grand Traverse County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Iosco County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Kalkaska County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Leelanau County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Manistee County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Missaukee County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Montmorency County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Ogemaw County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Oscoda County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Otsego County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Presque Isle County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Roscommon County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Wexford County | $384 | $435.84 | $490.75 | $685.82 | $1,042.16 |
| Macomb County | $391.26 | $444.08 | $500.03 | $698.79 | $1,061.89 |
| Oakland County | $391.26 | $444.08 | $500.03 | $698.79 | $1,061.89 |
| Allegan County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Barry County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Calhoun County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Clare County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Gladwin County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Ionia County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Isabella County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Kalamazoo County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Kent County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Lake County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Mason County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Mecosta County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Midland County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Montcalm County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Newaygo County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Osceola County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Ottawa County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Saint Joseph County | $447.14 | $507.50 | $571.45 | $798.59 | $1,213.54 |
| Livingston County | $482.81 | $547.99 | $617.03 | $862.29 | $1,310.34 |
| Washtenaw County | $482.81 | $547.99 | $617.03 | $862.29 | $1,310.34 |
| Wayne County | $482.81 | $547.99 | $617.03 | $862.29 | $1,310.34 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.