QHP Index

Connect Gold 1400 Indiv Med Deductible

Gold · HMO · Cigna Healthcare · Texas

At age 40 it costs between $780.51 and $811.82 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID76589TX0010050
InsurerCigna Healthcare
Metal levelGold
Plan typeHMO
Deductible (individual)$1,400
Deductible (family)$2,800
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$9,125
Family maximum$18,250
Primary care visit$10
Specialist visit$45
Emergency room$500 Copay with deductible and 30% Coinsurance after deductible
Inpatient stay30% Coinsurance after deductible
Generic drugsNo Charge
Preferred brand drugs$40
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-877-900-1237 · TTY 1-800-676-3777

Where it is sold, and what it costs there

3 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
El Paso County $610.73$693.18 $780.51$1,090.76 $1,657.52
Crosby County $635.23$720.99 $811.82$1,134.52 $1,724.01
Lubbock County $635.23$720.99 $811.82$1,134.52 $1,724.01

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When this plan’s price or benefits change.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.