Silver 6500 Individual Connect
Silver · EPO · Regence BlueCross BlueShield of Oregon · Oregon
At age 40 it costs between $551.39 and $713.94 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,500 | $10,150 | $10 | $10 |
| up to 150% of the federal poverty level | $0 | $1,700 | $10 | $10 |
| 150% to 200% | $1,250 | $2,950 | $10 | $10 |
| 200% to 250% | $5,400 | $8,200 | $10 | $10 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 77969OR5280021 |
|---|---|
| Insurer | Regence BlueCross BlueShield of Oregon |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $6,500 |
| Deductible (family) | $13,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | $10 |
| Specialist visit | $55 |
| Emergency room | 10% Coinsurance after deductible |
| Inpatient stay | 10% Coinsurance after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | 20% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.70% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-675-6570 |
Where it is sold, and what it costs there
36 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Deschutes County | $431.44 | $489.69 | $551.39 | $770.55 | $1,170.94 |
| Klamath County | $431.44 | $489.69 | $551.39 | $770.55 | $1,170.94 |
| Lake County | $431.44 | $489.69 | $551.39 | $770.55 | $1,170.94 |
| Clackamas County | $437.50 | $496.56 | $559.13 | $781.37 | $1,187.37 |
| Multnomah County | $437.50 | $496.56 | $559.13 | $781.37 | $1,187.37 |
| Washington County | $437.50 | $496.56 | $559.13 | $781.37 | $1,187.37 |
| Yamhill County | $437.50 | $496.56 | $559.13 | $781.37 | $1,187.37 |
| Marion County | $447.75 | $508.20 | $572.23 | $799.68 | $1,215.19 |
| Polk County | $447.75 | $508.20 | $572.23 | $799.68 | $1,215.19 |
| Benton County | $467.32 | $530.41 | $597.24 | $834.63 | $1,268.30 |
| Lane County | $467.32 | $530.41 | $597.24 | $834.63 | $1,268.30 |
| Linn County | $467.32 | $530.41 | $597.24 | $834.63 | $1,268.30 |
| Baker County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Crook County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Gilliam County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Grant County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Harney County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Hood River County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Jefferson County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Malheur County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Morrow County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Sherman County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Umatilla County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Union County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Wallowa County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Wasco County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Wheeler County | $532.08 | $603.91 | $680 | $950.29 | $1,444.07 |
| Douglas County | $546.52 | $620.31 | $698.46 | $976.09 | $1,483.27 |
| Jackson County | $546.52 | $620.31 | $698.46 | $976.09 | $1,483.27 |
| Josephine County | $546.52 | $620.31 | $698.46 | $976.09 | $1,483.27 |
| Clatsop County | $558.64 | $634.06 | $713.94 | $997.72 | $1,516.15 |
| Columbia County | $558.64 | $634.06 | $713.94 | $997.72 | $1,516.15 |
| Coos County | $558.64 | $634.06 | $713.94 | $997.72 | $1,516.15 |
| Curry County | $558.64 | $634.06 | $713.94 | $997.72 | $1,516.15 |
| Lincoln County | $558.64 | $634.06 | $713.94 | $997.72 | $1,516.15 |
| Tillamook County | $558.64 | $634.06 | $713.94 | $997.72 | $1,516.15 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.