QHP Index

Gold 2300 Legacy

Gold · EPO · Regence BlueCross BlueShield of Oregon · Oregon

At age 40 it costs between $629.43 and $803.71 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID77969OR5280027
InsurerRegence BlueCross BlueShield of Oregon
Metal levelGold
Plan typeEPO
Deductible (individual)$2,300
Deductible (family)$4,600
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,150
Family maximum$20,300
Primary care visit$10
Specialist visit$60
Emergency room10% Coinsurance after deductible
Inpatient stay10% Coinsurance after deductible
Generic drugs$10
Preferred brand drugs20% Coinsurance after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedYes
Share of premium buying essential health benefits99.70%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-888-675-6570

Where it is sold, and what it costs there

5 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Clackamas County $492.51$559.01 $629.43$879.63 $1,336.69
Multnomah County $492.51$559.01 $629.43$879.63 $1,336.69
Washington County $492.51$559.01 $629.43$879.63 $1,336.69
Marion County $504.05$572.10 $644.18$900.24 $1,368
Columbia County $628.89$713.79 $803.71$1,123.19 $1,706.80

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.