Regence Standard Gold Plan Individual Connect
Gold · EPO · Regence BlueCross BlueShield of Oregon · Oregon
At age 40 it costs between $721.55 and $934.27 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 77969OR5290005 |
|---|---|
| Insurer | Regence BlueCross BlueShield of Oregon |
| Metal level | Gold |
| Plan type | EPO |
| Standardised design | Design 3 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $1,800 |
| Deductible (family) | $3,600 |
| Drug deductible | $0 |
| Most you could pay in a year | $8,150 |
| Family maximum | $16,300 |
| Primary care visit | $20 |
| Specialist visit | $40 |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $30 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.80% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-675-6570 |
Where it is sold, and what it costs there
36 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Deschutes County | $564.59 | $640.81 | $721.55 | $1,008.36 | $1,532.30 |
| Klamath County | $564.59 | $640.81 | $721.55 | $1,008.36 | $1,532.30 |
| Lake County | $564.59 | $640.81 | $721.55 | $1,008.36 | $1,532.30 |
| Clackamas County | $572.52 | $649.81 | $731.68 | $1,022.51 | $1,553.81 |
| Multnomah County | $572.52 | $649.81 | $731.68 | $1,022.51 | $1,553.81 |
| Washington County | $572.52 | $649.81 | $731.68 | $1,022.51 | $1,553.81 |
| Yamhill County | $572.52 | $649.81 | $731.68 | $1,022.51 | $1,553.81 |
| Marion County | $585.93 | $665.03 | $748.82 | $1,046.47 | $1,590.21 |
| Polk County | $585.93 | $665.03 | $748.82 | $1,046.47 | $1,590.21 |
| Benton County | $611.54 | $694.10 | $781.55 | $1,092.21 | $1,659.71 |
| Lane County | $611.54 | $694.10 | $781.55 | $1,092.21 | $1,659.71 |
| Linn County | $611.54 | $694.10 | $781.55 | $1,092.21 | $1,659.71 |
| Baker County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Crook County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Gilliam County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Grant County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Harney County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Hood River County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Jefferson County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Malheur County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Morrow County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Sherman County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Umatilla County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Union County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Wallowa County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Wasco County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Wheeler County | $696.29 | $790.29 | $889.86 | $1,243.57 | $1,889.72 |
| Douglas County | $715.19 | $811.74 | $914.01 | $1,277.33 | $1,941.02 |
| Jackson County | $715.19 | $811.74 | $914.01 | $1,277.33 | $1,941.02 |
| Josephine County | $715.19 | $811.74 | $914.01 | $1,277.33 | $1,941.02 |
| Clatsop County | $731.04 | $829.73 | $934.27 | $1,305.64 | $1,984.05 |
| Columbia County | $731.04 | $829.73 | $934.27 | $1,305.64 | $1,984.05 |
| Coos County | $731.04 | $829.73 | $934.27 | $1,305.64 | $1,984.05 |
| Curry County | $731.04 | $829.73 | $934.27 | $1,305.64 | $1,984.05 |
| Lincoln County | $731.04 | $829.73 | $934.27 | $1,305.64 | $1,984.05 |
| Tillamook County | $731.04 | $829.73 | $934.27 | $1,305.64 | $1,984.05 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.