QHP Index

Regence Standard Gold Plan Legacy

Gold · EPO · Regence BlueCross BlueShield of Oregon · Oregon

At age 40 it costs between $668.02 and $852.99 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID77969OR5290007
InsurerRegence BlueCross BlueShield of Oregon
Metal levelGold
Plan typeEPO
Standardised designDesign 3 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$1,800
Deductible (family)$3,600
Drug deductible$0
Most you could pay in a year$8,150
Family maximum$16,300
Primary care visit$20
Specialist visit$40
Emergency room20% Coinsurance after deductible
Inpatient stay20% Coinsurance after deductible
Generic drugs$10
Preferred brand drugs$30
Specialty drugs50%
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits99.80%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-888-675-6570

Where it is sold, and what it costs there

5 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Clackamas County $522.71$593.28 $668.02$933.56 $1,418.64
Multnomah County $522.71$593.28 $668.02$933.56 $1,418.64
Washington County $522.71$593.28 $668.02$933.56 $1,418.64
Marion County $534.96$607.18 $683.67$955.44 $1,451.88
Columbia County $667.45$757.55 $852.99$1,192.06 $1,811.45

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.