Partnered Care Classic Silver
Silver · HMO · Cigna HealthCare of Florida, Inc. · Florida
At age 40 it costs between $764.77 and $969.62 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $5,000 | $7,950 | $35 | $3 |
| up to 150% of the federal poverty level | $100 | $2,175 | $3 | No Charge |
| 150% to 200% | $500 | $2,900 | $25 | $3 |
| 200% to 250% | $2,000 | $7,725 | $35 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 79850FL0020001 |
|---|---|
| Insurer | Cigna HealthCare of Florida, Inc. |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $5,000 |
| Deductible (family) | $10,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,950 |
| Family maximum | $15,900 |
| Primary care visit | $35 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $80 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
6 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Indian River County | $598.41 | $679.20 | $764.77 | $1,068.76 | $1,624.08 |
| Palm Beach County | $598.86 | $679.71 | $765.34 | $1,069.56 | $1,625.31 |
| Martin County | $611.28 | $693.80 | $781.22 | $1,091.75 | $1,659.01 |
| Saint Lucie County | $612.70 | $695.41 | $783.03 | $1,094.28 | $1,662.87 |
| Broward County | $733.41 | $832.42 | $937.30 | $1,309.87 | $1,990.47 |
| Miami-Dade County | $758.70 | $861.12 | $969.62 | $1,355.04 | $2,059.11 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.