Partnered Care Premier Silver
Silver · HMO · Cigna HealthCare of Florida, Inc. · Florida
At age 40 it costs between $765.74 and $970.83 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,000 | $8,500 | $25 | No Charge |
| up to 150% of the federal poverty level | $125 | $2,250 | $3 | No Charge |
| 150% to 200% | $1,000 | $2,925 | $15 | No Charge |
| 200% to 250% | $5,000 | $7,800 | $25 | No Charge |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 79850FL0020002 |
|---|---|
| Insurer | Cigna HealthCare of Florida, Inc. |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $7,000 |
| Deductible (family) | $14,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,500 |
| Family maximum | $17,000 |
| Primary care visit | $25 |
| Specialist visit | $80 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | No Charge |
| Preferred brand drugs | $100 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
6 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Indian River County | $599.17 | $680.06 | $765.74 | $1,070.12 | $1,626.15 |
| Palm Beach County | $599.62 | $680.57 | $766.31 | $1,070.92 | $1,627.37 |
| Martin County | $612.05 | $694.68 | $782.20 | $1,093.12 | $1,661.10 |
| Saint Lucie County | $613.47 | $696.29 | $784.01 | $1,095.66 | $1,664.96 |
| Broward County | $734.33 | $833.46 | $938.47 | $1,311.51 | $1,992.97 |
| Miami-Dade County | $759.65 | $862.20 | $970.83 | $1,356.73 | $2,061.69 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.