Partnered Care Premier Gold
Gold · HMO · Cigna HealthCare of Florida, Inc. · Florida
At age 40 it costs between $670.22 and $849.74 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 79850FL0020003 |
|---|---|
| Insurer | Cigna HealthCare of Florida, Inc. |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,850 |
| Deductible (family) | $3,700 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,700 |
| Family maximum | $15,400 |
| Primary care visit | $20 |
| Specialist visit | $50 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | No Charge |
| Preferred brand drugs | $75 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
6 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Indian River County | $524.43 | $595.23 | $670.22 | $936.63 | $1,423.30 |
| Palm Beach County | $524.82 | $595.67 | $670.72 | $937.33 | $1,424.36 |
| Martin County | $535.71 | $608.03 | $684.64 | $956.78 | $1,453.92 |
| Saint Lucie County | $536.95 | $609.44 | $686.22 | $958.99 | $1,457.28 |
| Broward County | $642.73 | $729.50 | $821.41 | $1,147.92 | $1,744.37 |
| Miami-Dade County | $664.90 | $754.66 | $849.74 | $1,187.51 | $1,804.54 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.