Partnered Care Gold CMS Standard
Gold · HMO · Cigna HealthCare of Florida, Inc. · Florida
At age 40 it costs between $687.46 and $871.60 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 79850FL0020006 |
|---|---|
| Insurer | Cigna HealthCare of Florida, Inc. |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
6 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Indian River County | $537.92 | $610.54 | $687.46 | $960.73 | $1,459.91 |
| Palm Beach County | $538.32 | $610.99 | $687.97 | $961.44 | $1,461 |
| Martin County | $549.49 | $623.67 | $702.25 | $981.39 | $1,491.32 |
| Saint Lucie County | $550.76 | $625.11 | $703.87 | $983.66 | $1,494.76 |
| Broward County | $659.27 | $748.27 | $842.55 | $1,177.46 | $1,789.26 |
| Miami-Dade County | $682 | $774.07 | $871.60 | $1,218.05 | $1,850.95 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.