Molina Gold Standard
Gold · HMO · Molina Healthcare · Mississippi
At age 40 it costs between $1,039.10 and $1,100.05 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 79975MS0010008 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-472-9484 · TTY 1-800-659-8331 |
Where it is sold, and what it costs there
82 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Adams County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Alcorn County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Amite County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Attala County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Bolivar County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Calhoun County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Carroll County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Chickasaw County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Choctaw County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Claiborne County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Clarke County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Clay County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Coahoma County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Covington County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Franklin County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Grenada County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Holmes County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Humphreys County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Issaquena County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Jasper County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Jefferson County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Jefferson Davis County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Kemper County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Lafayette County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Lauderdale County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Lawrence County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Leake County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Leflore County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Lincoln County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Lowndes County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Marion County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Monroe County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Montgomery County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Neshoba County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Newton County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Noxubee County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Oktibbeha County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Panola County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Pike County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Prentiss County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Quitman County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Scott County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Sharkey County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Smith County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Sunflower County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Tallahatchie County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Tishomingo County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Walthall County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Washington County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Wayne County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Webster County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Wilkinson County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Winston County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Yalobusha County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Yazoo County | $813.07 | $922.83 | $1,039.10 | $1,452.14 | $2,206.66 |
| Benton County | $820.34 | $931.08 | $1,048.39 | $1,465.12 | $2,226.40 |
| Itawamba County | $820.34 | $931.08 | $1,048.39 | $1,465.12 | $2,226.40 |
| Lee County | $820.34 | $931.08 | $1,048.39 | $1,465.12 | $2,226.40 |
| Pontotoc County | $820.34 | $931.08 | $1,048.39 | $1,465.12 | $2,226.40 |
| Tippah County | $820.34 | $931.08 | $1,048.39 | $1,465.12 | $2,226.40 |
| Union County | $820.34 | $931.08 | $1,048.39 | $1,465.12 | $2,226.40 |
| Copiah County | $823.96 | $935.20 | $1,053.03 | $1,471.60 | $2,236.24 |
| Hinds County | $823.96 | $935.20 | $1,053.03 | $1,471.60 | $2,236.24 |
| Madison County | $823.96 | $935.20 | $1,053.03 | $1,471.60 | $2,236.24 |
| Rankin County | $823.96 | $935.20 | $1,053.03 | $1,471.60 | $2,236.24 |
| Simpson County | $823.96 | $935.20 | $1,053.03 | $1,471.60 | $2,236.24 |
| Warren County | $823.96 | $935.20 | $1,053.03 | $1,471.60 | $2,236.24 |
| George County | $834.29 | $946.92 | $1,066.22 | $1,490.04 | $2,264.26 |
| Hancock County | $834.29 | $946.92 | $1,066.22 | $1,490.04 | $2,264.26 |
| Harrison County | $834.29 | $946.92 | $1,066.22 | $1,490.04 | $2,264.26 |
| Jackson County | $834.29 | $946.92 | $1,066.22 | $1,490.04 | $2,264.26 |
| Stone County | $834.29 | $946.92 | $1,066.22 | $1,490.04 | $2,264.26 |
| Forrest County | $843.45 | $957.32 | $1,077.93 | $1,506.41 | $2,289.13 |
| Greene County | $843.45 | $957.32 | $1,077.93 | $1,506.41 | $2,289.13 |
| Jones County | $843.45 | $957.32 | $1,077.93 | $1,506.41 | $2,289.13 |
| Lamar County | $843.45 | $957.32 | $1,077.93 | $1,506.41 | $2,289.13 |
| Pearl River County | $843.45 | $957.32 | $1,077.93 | $1,506.41 | $2,289.13 |
| Perry County | $843.45 | $957.32 | $1,077.93 | $1,506.41 | $2,289.13 |
| DeSoto County | $860.76 | $976.96 | $1,100.05 | $1,537.32 | $2,336.10 |
| Marshall County | $860.76 | $976.96 | $1,100.05 | $1,537.32 | $2,336.10 |
| Tate County | $860.76 | $976.96 | $1,100.05 | $1,537.32 | $2,336.10 |
| Tunica County | $860.76 | $976.96 | $1,100.05 | $1,537.32 | $2,336.10 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.