Molina Silver Standard
Silver · HMO · Molina Healthcare · Mississippi
At age 40 it costs between $808.61 and $856.04 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 79975MS0010009 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-472-9484 · TTY 1-800-659-8331 |
Where it is sold, and what it costs there
82 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Adams County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Alcorn County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Amite County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Attala County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Bolivar County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Calhoun County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Carroll County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Chickasaw County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Choctaw County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Claiborne County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Clarke County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Clay County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Coahoma County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Covington County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Franklin County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Grenada County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Holmes County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Humphreys County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Issaquena County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Jasper County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Jefferson County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Jefferson Davis County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Kemper County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Lafayette County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Lauderdale County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Lawrence County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Leake County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Leflore County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Lincoln County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Lowndes County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Marion County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Monroe County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Montgomery County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Neshoba County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Newton County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Noxubee County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Oktibbeha County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Panola County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Pike County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Prentiss County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Quitman County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Scott County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Sharkey County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Smith County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Sunflower County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Tallahatchie County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Tishomingo County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Walthall County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Washington County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Wayne County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Webster County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Wilkinson County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Winston County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Yalobusha County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Yazoo County | $632.71 | $718.13 | $808.61 | $1,130.03 | $1,717.19 |
| Benton County | $638.37 | $724.55 | $815.84 | $1,140.14 | $1,732.55 |
| Itawamba County | $638.37 | $724.55 | $815.84 | $1,140.14 | $1,732.55 |
| Lee County | $638.37 | $724.55 | $815.84 | $1,140.14 | $1,732.55 |
| Pontotoc County | $638.37 | $724.55 | $815.84 | $1,140.14 | $1,732.55 |
| Tippah County | $638.37 | $724.55 | $815.84 | $1,140.14 | $1,732.55 |
| Union County | $638.37 | $724.55 | $815.84 | $1,140.14 | $1,732.55 |
| Copiah County | $641.19 | $727.76 | $819.45 | $1,145.17 | $1,740.20 |
| Hinds County | $641.19 | $727.76 | $819.45 | $1,145.17 | $1,740.20 |
| Madison County | $641.19 | $727.76 | $819.45 | $1,145.17 | $1,740.20 |
| Rankin County | $641.19 | $727.76 | $819.45 | $1,145.17 | $1,740.20 |
| Simpson County | $641.19 | $727.76 | $819.45 | $1,145.17 | $1,740.20 |
| Warren County | $641.19 | $727.76 | $819.45 | $1,145.17 | $1,740.20 |
| George County | $649.23 | $736.88 | $829.72 | $1,159.53 | $1,762.01 |
| Hancock County | $649.23 | $736.88 | $829.72 | $1,159.53 | $1,762.01 |
| Harrison County | $649.23 | $736.88 | $829.72 | $1,159.53 | $1,762.01 |
| Jackson County | $649.23 | $736.88 | $829.72 | $1,159.53 | $1,762.01 |
| Stone County | $649.23 | $736.88 | $829.72 | $1,159.53 | $1,762.01 |
| Forrest County | $656.36 | $744.97 | $838.83 | $1,172.26 | $1,781.37 |
| Greene County | $656.36 | $744.97 | $838.83 | $1,172.26 | $1,781.37 |
| Jones County | $656.36 | $744.97 | $838.83 | $1,172.26 | $1,781.37 |
| Lamar County | $656.36 | $744.97 | $838.83 | $1,172.26 | $1,781.37 |
| Pearl River County | $656.36 | $744.97 | $838.83 | $1,172.26 | $1,781.37 |
| Perry County | $656.36 | $744.97 | $838.83 | $1,172.26 | $1,781.37 |
| DeSoto County | $669.83 | $760.26 | $856.04 | $1,196.31 | $1,817.91 |
| Marshall County | $669.83 | $760.26 | $856.04 | $1,196.31 | $1,817.91 |
| Tate County | $669.83 | $760.26 | $856.04 | $1,196.31 | $1,817.91 |
| Tunica County | $669.83 | $760.26 | $856.04 | $1,196.31 | $1,817.91 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.