UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
Bronze · HMO · UnitedHealthcare · Wisconsin
At age 40 it costs between $491.40 and $509.23 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 80180WI0100022 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-3468 · TTY 1-866-569-3468 |
Where it is sold, and what it costs there
13 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Walworth County | $384.51 | $436.41 | $491.40 | $686.73 | $1,043.55 |
| Kenosha County | $390.19 | $442.86 | $498.66 | $696.87 | $1,058.97 |
| Racine County | $390.19 | $442.86 | $498.66 | $696.87 | $1,058.97 |
| Brown County | $390.53 | $443.25 | $499.10 | $697.48 | $1,059.90 |
| Door County | $390.53 | $443.25 | $499.10 | $697.48 | $1,059.90 |
| Kewaunee County | $390.53 | $443.25 | $499.10 | $697.48 | $1,059.90 |
| Manitowoc County | $390.53 | $443.25 | $499.10 | $697.48 | $1,059.90 |
| Marinette County | $390.53 | $443.25 | $499.10 | $697.48 | $1,059.90 |
| Ozaukee County | $391.73 | $444.61 | $500.63 | $699.63 | $1,063.15 |
| Washington County | $391.73 | $444.61 | $500.63 | $699.63 | $1,063.15 |
| Waukesha County | $391.73 | $444.61 | $500.63 | $699.63 | $1,063.15 |
| Sheboygan County | $397.59 | $451.27 | $508.12 | $710.10 | $1,079.07 |
| Milwaukee County | $398.46 | $452.25 | $509.23 | $711.65 | $1,081.42 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.