QHP Index

UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)

Gold · HMO · UnitedHealthcare · Wisconsin

At age 40 it costs between $721.32 and $747.50 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID80180WI0110002
InsurerUnitedHealthcare
Metal levelGold
Plan typeHMO
Deductible (individual)$1,500
Deductible (family)$3,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$7,000
Family maximum$14,000
Primary care visit$25
Specialist visit$85
Emergency room$650 Copay after deductible
Inpatient stay35% Coinsurance after deductible
Generic drugs$5
Preferred brand drugs$65
Specialty drugs40% Coinsurance after deductible
Adult dental includedYes
Child dental includedYes
Share of premium buying essential health benefits97.69%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-866-569-3468 · TTY 1-866-569-3468

Where it is sold, and what it costs there

13 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Walworth County $564.41$640.61 $721.32$1,008.04 $1,531.82
Kenosha County $572.75$650.08 $731.98$1,022.94 $1,554.45
Racine County $572.75$650.08 $731.98$1,022.94 $1,554.45
Brown County $573.26$650.65 $732.62$1,023.84 $1,555.82
Door County $573.26$650.65 $732.62$1,023.84 $1,555.82
Kewaunee County $573.26$650.65 $732.62$1,023.84 $1,555.82
Manitowoc County $573.26$650.65 $732.62$1,023.84 $1,555.82
Marinette County $573.26$650.65 $732.62$1,023.84 $1,555.82
Ozaukee County $575.02$652.65 $734.87$1,026.98 $1,560.60
Washington County $575.02$652.65 $734.87$1,026.98 $1,560.60
Waukesha County $575.02$652.65 $734.87$1,026.98 $1,560.60
Sheboygan County $583.62$662.41 $745.87$1,042.35 $1,583.96
Milwaukee County $584.90$663.86 $747.50$1,044.63 $1,587.42

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.