UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
Expanded Bronze · HMO · UnitedHealthcare · Wisconsin
At age 40 it costs between $552.26 and $572.30 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 80180WI0110005 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $3,000 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $40 |
| Specialist visit | $150 |
| Emergency room | $2,500 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $20 |
| Preferred brand drugs | $150 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 96.91% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-569-3468 · TTY 1-866-569-3468 |
Where it is sold, and what it costs there
13 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Walworth County | $432.12 | $490.46 | $552.26 | $771.78 | $1,172.79 |
| Kenosha County | $438.51 | $497.71 | $560.41 | $783.18 | $1,190.11 |
| Racine County | $438.51 | $497.71 | $560.41 | $783.18 | $1,190.11 |
| Brown County | $438.89 | $498.14 | $560.91 | $783.86 | $1,191.16 |
| Door County | $438.89 | $498.14 | $560.91 | $783.86 | $1,191.16 |
| Kewaunee County | $438.89 | $498.14 | $560.91 | $783.86 | $1,191.16 |
| Manitowoc County | $438.89 | $498.14 | $560.91 | $783.86 | $1,191.16 |
| Marinette County | $438.89 | $498.14 | $560.91 | $783.86 | $1,191.16 |
| Ozaukee County | $440.24 | $499.68 | $562.63 | $786.27 | $1,194.82 |
| Washington County | $440.24 | $499.68 | $562.63 | $786.27 | $1,194.82 |
| Waukesha County | $440.24 | $499.68 | $562.63 | $786.27 | $1,194.82 |
| Sheboygan County | $446.83 | $507.15 | $571.05 | $798.04 | $1,212.70 |
| Milwaukee County | $447.81 | $508.26 | $572.30 | $799.78 | $1,215.35 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.