Elite VALUE Bronze
Expanded Bronze · HMO · Ambetter Health · Florida
At age 40 it costs between $628.59 and $796.09 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 86382FL0050005 |
|---|---|
| Insurer | Ambetter Health |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $3,800 |
| Most you could pay in a year | $10,500 |
| Family maximum | $21,000 |
| Primary care visit | $60 |
| Specialist visit | $120 |
| Emergency room | $2,500 |
| Inpatient stay | 50% |
| Generic drugs | $3 |
| Preferred brand drugs | $195 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-687-1169 · TTY 1-800-955-8770 |
Where it is sold, and what it costs there
11 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $491.86 | $558.25 | $628.59 | $878.45 | $1,334.89 |
| Pasco County | $510.26 | $579.13 | $652.10 | $911.30 | $1,384.81 |
| Orange County | $511.79 | $580.87 | $654.06 | $914.04 | $1,388.97 |
| Miami-Dade County | $516.94 | $586.71 | $660.63 | $923.23 | $1,402.94 |
| Duval County | $521.97 | $592.43 | $667.07 | $932.23 | $1,416.61 |
| Hillsborough County | $524.93 | $595.78 | $670.85 | $937.51 | $1,424.63 |
| Lake County | $535.06 | $607.28 | $683.79 | $955.60 | $1,452.12 |
| Broward County | $587.84 | $667.18 | $751.24 | $1,049.86 | $1,595.36 |
| Clay County | $598.35 | $679.11 | $764.67 | $1,068.63 | $1,623.89 |
| Seminole County | $608.86 | $691.04 | $778.11 | $1,087.40 | $1,652.41 |
| Palm Beach County | $622.93 | $707.01 | $796.09 | $1,112.53 | $1,690.60 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.