Standard Expanded Bronze VALUE
Expanded Bronze · HMO · Ambetter Health · Florida
At age 40 it costs between $552 and $699.09 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 86382FL0050017 |
|---|---|
| Insurer | Ambetter Health |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-687-1169 · TTY 1-800-955-8770 |
Where it is sold, and what it costs there
11 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $431.94 | $490.24 | $552 | $771.42 | $1,172.25 |
| Pasco County | $448.09 | $508.57 | $572.65 | $800.27 | $1,216.09 |
| Orange County | $449.44 | $510.10 | $574.37 | $802.67 | $1,219.74 |
| Miami-Dade County | $453.96 | $515.23 | $580.14 | $810.75 | $1,232.01 |
| Duval County | $458.38 | $520.25 | $585.79 | $818.65 | $1,244.01 |
| Hillsborough County | $460.97 | $523.19 | $589.11 | $823.28 | $1,251.06 |
| Lake County | $469.87 | $533.29 | $600.48 | $839.17 | $1,275.20 |
| Broward County | $516.22 | $585.89 | $659.71 | $921.94 | $1,400.98 |
| Clay County | $525.45 | $596.37 | $671.51 | $938.43 | $1,426.03 |
| Seminole County | $534.68 | $606.85 | $683.30 | $954.91 | $1,451.09 |
| Palm Beach County | $547.03 | $620.87 | $699.09 | $976.98 | $1,484.62 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.