Inspire by Medica Expanded Bronze Standard
Expanded Bronze · EPO · Medica · Iowa
At age 40 it costs between $394.76 and $564.03 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 93078IA0070073 |
|---|---|
| Insurer | Medica |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-592-8211 · TTY 1-888-516-4692 |
Where it is sold, and what it costs there
25 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Dallas County | $308.89 | $350.59 | $394.76 | $551.67 | $838.32 |
| Polk County | $308.89 | $350.59 | $394.76 | $551.67 | $838.32 |
| Warren County | $308.89 | $350.59 | $394.76 | $551.67 | $838.32 |
| Muscatine County | $345.91 | $392.61 | $442.08 | $617.80 | $938.81 |
| Boone County | $365.22 | $414.53 | $466.76 | $652.29 | $991.22 |
| Greene County | $365.22 | $414.53 | $466.76 | $652.29 | $991.22 |
| Grundy County | $365.22 | $414.53 | $466.76 | $652.29 | $991.22 |
| Marshall County | $365.22 | $414.53 | $466.76 | $652.29 | $991.22 |
| Tama County | $365.22 | $414.53 | $466.76 | $652.29 | $991.22 |
| Benton County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Black Hawk County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Buchanan County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Cedar County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Clayton County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Delaware County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Dubuque County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Iowa County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Jackson County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Jones County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Linn County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Scott County | $365.93 | $415.34 | $467.66 | $653.56 | $993.15 |
| Woodbury County | $382.51 | $434.15 | $488.85 | $683.17 | $1,038.14 |
| Bremer County | $441.34 | $500.92 | $564.03 | $788.23 | $1,197.79 |
| Butler County | $441.34 | $500.92 | $564.03 | $788.23 | $1,197.79 |
| Fayette County | $441.34 | $500.92 | $564.03 | $788.23 | $1,197.79 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.