Connect Silver 6300 Indiv Med Deductible
Silver · EPO · Cigna Healthcare · Indiana
At age 40 it costs between $585.75 and $649.74 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,300 | $9,800 | $5 | $3 |
| up to 150% of the federal poverty level | $200 | $1,225 | $3 | No Charge |
| 150% to 200% | $900 | $2,900 | $4 | $3 |
| 200% to 250% | $4,200 | $8,200 | $5 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 94419IN0010009 |
|---|---|
| Insurer | Cigna Healthcare |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $6,300 |
| Deductible (family) | $12,600 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,800 |
| Family maximum | $19,600 |
| Primary care visit | $5 |
| Specialist visit | $45 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $80 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
10 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Howard County | $458.33 | $520.20 | $585.75 | $818.58 | $1,243.91 |
| Johnson County | $458.97 | $520.93 | $586.56 | $819.72 | $1,245.64 |
| Hancock County | $468.59 | $531.85 | $598.86 | $836.90 | $1,271.75 |
| Henry County | $468.59 | $531.85 | $598.86 | $836.90 | $1,271.75 |
| Madison County | $468.59 | $531.85 | $598.86 | $836.90 | $1,271.75 |
| Boone County | $508.40 | $577.03 | $649.74 | $908 | $1,379.80 |
| Hamilton County | $508.40 | $577.03 | $649.74 | $908 | $1,379.80 |
| Hendricks County | $508.40 | $577.03 | $649.74 | $908 | $1,379.80 |
| Marion County | $508.40 | $577.03 | $649.74 | $908 | $1,379.80 |
| Shelby County | $508.40 | $577.03 | $649.74 | $908 | $1,379.80 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.