Blue Saver 90/70 $3400
Silver · PPO · Blue Cross and Blue Shield of Louisiana · Louisiana
At age 40 it costs between $1,013.16 and $1,101.34 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $3,400 | $8,300 | 10% Coinsurance after deductible | 10% Coinsurance after deductible |
| up to 150% of the federal poverty level | $200 | $2,500 | 5% Coinsurance after deductible | 5% Coinsurance after deductible |
| 150% to 200% | $950 | $3,350 | 10% Coinsurance after deductible | 10% Coinsurance after deductible |
| 200% to 250% | $2,650 | $8,100 | 10% Coinsurance after deductible | 10% Coinsurance after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 97176LA0350003 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Louisiana |
| Metal level | Silver |
| Plan type | PPO |
| Deductible (individual) | $3,400 |
| Deductible (family) | $6,800 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,300 |
| Family maximum | $16,600 |
| Primary care visit | 10% Coinsurance after deductible |
| Specialist visit | 10% Coinsurance after deductible |
| Emergency room | 10% Coinsurance after deductible |
| Inpatient stay | 10% Coinsurance after deductible |
| Generic drugs | 10% Coinsurance after deductible |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-392-4087 · TTY 1-800-392-4087 |
Where it is sold, and what it costs there
64 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Assumption Parish | $792.77 | $899.79 | $1,013.16 | $1,415.89 | $2,151.58 |
| Lafourche Parish | $792.77 | $899.79 | $1,013.16 | $1,415.89 | $2,151.58 |
| Terrebonne Parish | $792.77 | $899.79 | $1,013.16 | $1,415.89 | $2,151.58 |
| Allen Parish | $801.97 | $910.24 | $1,024.92 | $1,432.32 | $2,176.55 |
| Beauregard Parish | $801.97 | $910.24 | $1,024.92 | $1,432.32 | $2,176.55 |
| Calcasieu Parish | $801.97 | $910.24 | $1,024.92 | $1,432.32 | $2,176.55 |
| Cameron Parish | $801.97 | $910.24 | $1,024.92 | $1,432.32 | $2,176.55 |
| Jefferson Davis Parish | $801.97 | $910.24 | $1,024.92 | $1,432.32 | $2,176.55 |
| Acadia Parish | $809.64 | $918.94 | $1,034.72 | $1,446.02 | $2,197.36 |
| Evangeline Parish | $809.64 | $918.94 | $1,034.72 | $1,446.02 | $2,197.36 |
| Iberia Parish | $809.64 | $918.94 | $1,034.72 | $1,446.02 | $2,197.36 |
| Lafayette Parish | $809.64 | $918.94 | $1,034.72 | $1,446.02 | $2,197.36 |
| Saint Landry Parish | $809.64 | $918.94 | $1,034.72 | $1,446.02 | $2,197.36 |
| Saint Martin Parish | $809.64 | $918.94 | $1,034.72 | $1,446.02 | $2,197.36 |
| Saint Mary Parish | $809.64 | $918.94 | $1,034.72 | $1,446.02 | $2,197.36 |
| Vermilion Parish | $809.64 | $918.94 | $1,034.72 | $1,446.02 | $2,197.36 |
| Avoyelles Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Caldwell Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Catahoula Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Concordia Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| East Carroll Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Franklin Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Grant Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Jackson Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| LaSalle Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Lincoln Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Madison Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Morehouse Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Ouachita Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Rapides Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Richland Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Tensas Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Union Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Vernon Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| West Carroll Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Winn Parish | $835.70 | $948.52 | $1,068.02 | $1,492.56 | $2,268.09 |
| Jefferson Parish | $844.14 | $958.10 | $1,078.81 | $1,507.63 | $2,291 |
| Orleans Parish | $844.14 | $958.10 | $1,078.81 | $1,507.63 | $2,291 |
| Plaquemines Parish | $844.14 | $958.10 | $1,078.81 | $1,507.63 | $2,291 |
| Saint Bernard Parish | $844.14 | $958.10 | $1,078.81 | $1,507.63 | $2,291 |
| Saint Charles Parish | $844.14 | $958.10 | $1,078.81 | $1,507.63 | $2,291 |
| Saint James Parish | $844.14 | $958.10 | $1,078.81 | $1,507.63 | $2,291 |
| Saint Tammany Parish | $844.14 | $958.10 | $1,078.81 | $1,507.63 | $2,291 |
| St John The Baptist Parish | $844.14 | $958.10 | $1,078.81 | $1,507.63 | $2,291 |
| Bienville Parish | $852.57 | $967.67 | $1,089.58 | $1,522.69 | $2,313.87 |
| Bossier Parish | $852.57 | $967.67 | $1,089.58 | $1,522.69 | $2,313.87 |
| Caddo Parish | $852.57 | $967.67 | $1,089.58 | $1,522.69 | $2,313.87 |
| Claiborne Parish | $852.57 | $967.67 | $1,089.58 | $1,522.69 | $2,313.87 |
| De Soto Parish | $852.57 | $967.67 | $1,089.58 | $1,522.69 | $2,313.87 |
| Natchitoches Parish | $852.57 | $967.67 | $1,089.58 | $1,522.69 | $2,313.87 |
| Red River Parish | $852.57 | $967.67 | $1,089.58 | $1,522.69 | $2,313.87 |
| Sabine Parish | $852.57 | $967.67 | $1,089.58 | $1,522.69 | $2,313.87 |
| Webster Parish | $852.57 | $967.67 | $1,089.58 | $1,522.69 | $2,313.87 |
| Ascension Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| East Baton Rouge Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| East Feliciana Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| Iberville Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| Livingston Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| Pointe Coupee Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| Saint Helena Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| Tangipahoa Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| Washington Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| West Baton Rouge Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
| West Feliciana Parish | $861.77 | $978.11 | $1,101.34 | $1,539.12 | $2,338.84 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.