UHC Gold Standard (No Referrals)
Gold · HMO · UnitedHealthcare · Mississippi
At age 40 it costs between $956.10 and $1,108.28 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 97560MS0030014 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-239-1451 · TTY 1-888-239-1451 |
Where it is sold, and what it costs there
69 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| George County | $748.12 | $849.12 | $956.10 | $1,336.15 | $2,030.41 |
| Hancock County | $748.12 | $849.12 | $956.10 | $1,336.15 | $2,030.41 |
| Harrison County | $748.12 | $849.12 | $956.10 | $1,336.15 | $2,030.41 |
| Jackson County | $748.12 | $849.12 | $956.10 | $1,336.15 | $2,030.41 |
| Stone County | $748.12 | $849.12 | $956.10 | $1,336.15 | $2,030.41 |
| Attala County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Bolivar County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Carroll County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Chickasaw County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Choctaw County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Claiborne County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Clarke County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Clay County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Coahoma County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Covington County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Franklin County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Holmes County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Humphreys County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Issaquena County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Jasper County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Jefferson County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Jefferson Davis County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Kemper County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Lauderdale County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Lawrence County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Leake County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Leflore County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Lincoln County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Marion County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Monroe County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Montgomery County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Neshoba County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Newton County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Panola County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Pike County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Quitman County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Scott County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Sharkey County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Smith County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Sunflower County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Tallahatchie County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Walthall County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Washington County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Wayne County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Webster County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Winston County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Yalobusha County | $778.80 | $883.93 | $995.30 | $1,390.93 | $2,113.65 |
| Forrest County | $779.84 | $885.12 | $996.64 | $1,392.80 | $2,116.49 |
| Greene County | $779.84 | $885.12 | $996.64 | $1,392.80 | $2,116.49 |
| Jones County | $779.84 | $885.12 | $996.64 | $1,392.80 | $2,116.49 |
| Lamar County | $779.84 | $885.12 | $996.64 | $1,392.80 | $2,116.49 |
| Pearl River County | $779.84 | $885.12 | $996.64 | $1,392.80 | $2,116.49 |
| Perry County | $779.84 | $885.12 | $996.64 | $1,392.80 | $2,116.49 |
| Copiah County | $855.47 | $970.96 | $1,093.30 | $1,527.88 | $2,321.76 |
| Hinds County | $855.47 | $970.96 | $1,093.30 | $1,527.88 | $2,321.76 |
| Madison County | $855.47 | $970.96 | $1,093.30 | $1,527.88 | $2,321.76 |
| Rankin County | $855.47 | $970.96 | $1,093.30 | $1,527.88 | $2,321.76 |
| Simpson County | $855.47 | $970.96 | $1,093.30 | $1,527.88 | $2,321.76 |
| Warren County | $855.47 | $970.96 | $1,093.30 | $1,527.88 | $2,321.76 |
| Benton County | $861.84 | $978.18 | $1,101.43 | $1,539.24 | $2,339.02 |
| Itawamba County | $861.84 | $978.18 | $1,101.43 | $1,539.24 | $2,339.02 |
| Lee County | $861.84 | $978.18 | $1,101.43 | $1,539.24 | $2,339.02 |
| Pontotoc County | $861.84 | $978.18 | $1,101.43 | $1,539.24 | $2,339.02 |
| Tippah County | $861.84 | $978.18 | $1,101.43 | $1,539.24 | $2,339.02 |
| Union County | $861.84 | $978.18 | $1,101.43 | $1,539.24 | $2,339.02 |
| DeSoto County | $867.20 | $984.27 | $1,108.28 | $1,548.82 | $2,353.58 |
| Marshall County | $867.20 | $984.27 | $1,108.28 | $1,548.82 | $2,353.58 |
| Tate County | $867.20 | $984.27 | $1,108.28 | $1,548.82 | $2,353.58 |
| Tunica County | $867.20 | $984.27 | $1,108.28 | $1,548.82 | $2,353.58 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.