UHC Gold Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
Gold · HMO · UnitedHealthcare · Mississippi
At age 40 it costs between $930.65 and $1,078.77 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 97560MS0030031 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,300 |
| Family maximum | $18,600 |
| Primary care visit | $10 |
| Specialist visit | 20% Coinsurance after deductible |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-239-1451 · TTY 1-888-239-1451 |
Where it is sold, and what it costs there
69 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| George County | $728.21 | $826.51 | $930.65 | $1,300.58 | $1,976.35 |
| Hancock County | $728.21 | $826.51 | $930.65 | $1,300.58 | $1,976.35 |
| Harrison County | $728.21 | $826.51 | $930.65 | $1,300.58 | $1,976.35 |
| Jackson County | $728.21 | $826.51 | $930.65 | $1,300.58 | $1,976.35 |
| Stone County | $728.21 | $826.51 | $930.65 | $1,300.58 | $1,976.35 |
| Attala County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Bolivar County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Carroll County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Chickasaw County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Choctaw County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Claiborne County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Clarke County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Clay County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Coahoma County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Covington County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Franklin County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Holmes County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Humphreys County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Issaquena County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Jasper County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Jefferson County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Jefferson Davis County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Kemper County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Lauderdale County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Lawrence County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Leake County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Leflore County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Lincoln County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Marion County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Monroe County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Montgomery County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Neshoba County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Newton County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Panola County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Pike County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Quitman County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Scott County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Sharkey County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Smith County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Sunflower County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Tallahatchie County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Walthall County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Washington County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Wayne County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Webster County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Winston County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Yalobusha County | $758.06 | $860.40 | $968.80 | $1,353.90 | $2,057.37 |
| Forrest County | $759.08 | $861.55 | $970.10 | $1,355.71 | $2,060.14 |
| Greene County | $759.08 | $861.55 | $970.10 | $1,355.71 | $2,060.14 |
| Jones County | $759.08 | $861.55 | $970.10 | $1,355.71 | $2,060.14 |
| Lamar County | $759.08 | $861.55 | $970.10 | $1,355.71 | $2,060.14 |
| Pearl River County | $759.08 | $861.55 | $970.10 | $1,355.71 | $2,060.14 |
| Perry County | $759.08 | $861.55 | $970.10 | $1,355.71 | $2,060.14 |
| Copiah County | $832.70 | $945.11 | $1,064.19 | $1,487.20 | $2,259.94 |
| Hinds County | $832.70 | $945.11 | $1,064.19 | $1,487.20 | $2,259.94 |
| Madison County | $832.70 | $945.11 | $1,064.19 | $1,487.20 | $2,259.94 |
| Rankin County | $832.70 | $945.11 | $1,064.19 | $1,487.20 | $2,259.94 |
| Simpson County | $832.70 | $945.11 | $1,064.19 | $1,487.20 | $2,259.94 |
| Warren County | $832.70 | $945.11 | $1,064.19 | $1,487.20 | $2,259.94 |
| Benton County | $838.89 | $952.14 | $1,072.10 | $1,498.26 | $2,276.75 |
| Itawamba County | $838.89 | $952.14 | $1,072.10 | $1,498.26 | $2,276.75 |
| Lee County | $838.89 | $952.14 | $1,072.10 | $1,498.26 | $2,276.75 |
| Pontotoc County | $838.89 | $952.14 | $1,072.10 | $1,498.26 | $2,276.75 |
| Tippah County | $838.89 | $952.14 | $1,072.10 | $1,498.26 | $2,276.75 |
| Union County | $838.89 | $952.14 | $1,072.10 | $1,498.26 | $2,276.75 |
| DeSoto County | $844.11 | $958.07 | $1,078.77 | $1,507.58 | $2,290.92 |
| Marshall County | $844.11 | $958.07 | $1,078.77 | $1,507.58 | $2,290.92 |
| Tate County | $844.11 | $958.07 | $1,078.77 | $1,507.58 | $2,290.92 |
| Tunica County | $844.11 | $958.07 | $1,078.77 | $1,507.58 | $2,290.92 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.