UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
Gold · HMO · UnitedHealthcare · Mississippi
At age 40 it costs between $938.79 and $1,088.21 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 97560MS0030032 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $500 |
| Most you could pay in a year | $9,300 |
| Family maximum | $18,600 |
| Primary care visit | $5 |
| Specialist visit | $60 |
| Emergency room | $750 |
| Inpatient stay | $2,000 Copay per Day |
| Generic drugs | $5 |
| Preferred brand drugs | $50 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-239-1451 · TTY 1-888-239-1451 |
Where it is sold, and what it costs there
69 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| George County | $734.57 | $833.74 | $938.79 | $1,311.95 | $1,993.63 |
| Hancock County | $734.57 | $833.74 | $938.79 | $1,311.95 | $1,993.63 |
| Harrison County | $734.57 | $833.74 | $938.79 | $1,311.95 | $1,993.63 |
| Jackson County | $734.57 | $833.74 | $938.79 | $1,311.95 | $1,993.63 |
| Stone County | $734.57 | $833.74 | $938.79 | $1,311.95 | $1,993.63 |
| Attala County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Bolivar County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Carroll County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Chickasaw County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Choctaw County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Claiborne County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Clarke County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Clay County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Coahoma County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Covington County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Franklin County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Holmes County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Humphreys County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Issaquena County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Jasper County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Jefferson County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Jefferson Davis County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Kemper County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Lauderdale County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Lawrence County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Leake County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Leflore County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Lincoln County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Marion County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Monroe County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Montgomery County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Neshoba County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Newton County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Panola County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Pike County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Quitman County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Scott County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Sharkey County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Smith County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Sunflower County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Tallahatchie County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Walthall County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Washington County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Wayne County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Webster County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Winston County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Yalobusha County | $764.69 | $867.92 | $977.27 | $1,365.73 | $2,075.36 |
| Forrest County | $765.72 | $869.09 | $978.58 | $1,367.57 | $2,078.15 |
| Greene County | $765.72 | $869.09 | $978.58 | $1,367.57 | $2,078.15 |
| Jones County | $765.72 | $869.09 | $978.58 | $1,367.57 | $2,078.15 |
| Lamar County | $765.72 | $869.09 | $978.58 | $1,367.57 | $2,078.15 |
| Pearl River County | $765.72 | $869.09 | $978.58 | $1,367.57 | $2,078.15 |
| Perry County | $765.72 | $869.09 | $978.58 | $1,367.57 | $2,078.15 |
| Copiah County | $839.98 | $953.38 | $1,073.49 | $1,500.20 | $2,279.70 |
| Hinds County | $839.98 | $953.38 | $1,073.49 | $1,500.20 | $2,279.70 |
| Madison County | $839.98 | $953.38 | $1,073.49 | $1,500.20 | $2,279.70 |
| Rankin County | $839.98 | $953.38 | $1,073.49 | $1,500.20 | $2,279.70 |
| Simpson County | $839.98 | $953.38 | $1,073.49 | $1,500.20 | $2,279.70 |
| Warren County | $839.98 | $953.38 | $1,073.49 | $1,500.20 | $2,279.70 |
| Benton County | $846.23 | $960.47 | $1,081.48 | $1,511.36 | $2,296.66 |
| Itawamba County | $846.23 | $960.47 | $1,081.48 | $1,511.36 | $2,296.66 |
| Lee County | $846.23 | $960.47 | $1,081.48 | $1,511.36 | $2,296.66 |
| Pontotoc County | $846.23 | $960.47 | $1,081.48 | $1,511.36 | $2,296.66 |
| Tippah County | $846.23 | $960.47 | $1,081.48 | $1,511.36 | $2,296.66 |
| Union County | $846.23 | $960.47 | $1,081.48 | $1,511.36 | $2,296.66 |
| DeSoto County | $851.49 | $966.44 | $1,088.21 | $1,520.76 | $2,310.95 |
| Marshall County | $851.49 | $966.44 | $1,088.21 | $1,520.76 | $2,310.95 |
| Tate County | $851.49 | $966.44 | $1,088.21 | $1,520.76 | $2,310.95 |
| Tunica County | $851.49 | $966.44 | $1,088.21 | $1,520.76 | $2,310.95 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.