Blue Cross® Preferred HMO Value
Catastrophic · HMO · Blue Care Network of Michigan · Michigan
At age 40 it costs between $380.70 and $494.69 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 98185MI0180024 |
|---|---|
| Insurer | Blue Care Network of Michigan |
| Metal level | Catastrophic |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $30 |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-227-2345 · TTY 1-800-257-9980 |
Where it is sold, and what it costs there
52 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Antrim County | $297.89 | $338.11 | $380.70 | $532.03 | $808.47 |
| Charlevoix County | $297.89 | $338.11 | $380.70 | $532.03 | $808.47 |
| Emmet County | $297.89 | $338.11 | $380.70 | $532.03 | $808.47 |
| Kalkaska County | $297.89 | $338.11 | $380.70 | $532.03 | $808.47 |
| Missaukee County | $297.89 | $338.11 | $380.70 | $532.03 | $808.47 |
| Arenac County | $318.39 | $361.37 | $406.90 | $568.64 | $864.11 |
| Gratiot County | $318.39 | $361.37 | $406.90 | $568.64 | $864.11 |
| Huron County | $324.37 | $368.16 | $414.54 | $579.32 | $880.34 |
| Sanilac County | $324.37 | $368.16 | $414.54 | $579.32 | $880.34 |
| Tuscola County | $324.37 | $368.16 | $414.54 | $579.32 | $880.34 |
| Alcona County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Alpena County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Cheboygan County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Chippewa County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Crawford County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Iosco County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Mackinac County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Montmorency County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Ogemaw County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Oscoda County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Otsego County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Presque Isle County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Roscommon County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Hillsdale County | $330.54 | $375.16 | $422.43 | $590.34 | $897.09 |
| Clare County | $342.89 | $389.18 | $438.21 | $612.40 | $930.60 |
| Gladwin County | $342.89 | $389.18 | $438.21 | $612.40 | $930.60 |
| Isabella County | $342.89 | $389.18 | $438.21 | $612.40 | $930.60 |
| Midland County | $342.89 | $389.18 | $438.21 | $612.40 | $930.60 |
| Branch County | $365.33 | $414.65 | $466.89 | $652.48 | $991.51 |
| Ionia County | $367.49 | $417.10 | $469.65 | $656.34 | $997.37 |
| Lake County | $367.49 | $417.10 | $469.65 | $656.34 | $997.37 |
| Mason County | $367.49 | $417.10 | $469.65 | $656.34 | $997.37 |
| Mecosta County | $367.49 | $417.10 | $469.65 | $656.34 | $997.37 |
| Montcalm County | $367.49 | $417.10 | $469.65 | $656.34 | $997.37 |
| Newaygo County | $367.49 | $417.10 | $469.65 | $656.34 | $997.37 |
| Oceana County | $367.49 | $417.10 | $469.65 | $656.34 | $997.37 |
| Osceola County | $367.49 | $417.10 | $469.65 | $656.34 | $997.37 |
| Barry County | $379.94 | $431.23 | $485.56 | $678.57 | $1,031.16 |
| Saint Joseph County | $383.66 | $435.45 | $490.32 | $685.22 | $1,041.25 |
| Alger County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Baraga County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Delta County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Dickinson County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Gogebic County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Houghton County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Iron County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Keweenaw County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Luce County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Marquette County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Menominee County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Ontonagon County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
| Schoolcraft County | $387.08 | $439.34 | $494.69 | $691.32 | $1,050.54 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.