Blue Cross® Preferred HMO Bronze Secure
Bronze · HMO · Blue Care Network of Michigan · Michigan
At age 40 it costs between $406.47 and $528.16 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 98185MI0180029 |
|---|---|
| Insurer | Blue Care Network of Michigan |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-227-2345 · TTY 1-800-257-9980 |
Where it is sold, and what it costs there
80 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Antrim County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Benzie County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Charlevoix County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Emmet County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Grand Traverse County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Kalkaska County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Leelanau County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Manistee County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Missaukee County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Wexford County | $318.05 | $360.99 | $406.47 | $568.04 | $863.19 |
| Genesee County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Lapeer County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Shiawassee County | $324.85 | $368.70 | $415.16 | $580.18 | $881.64 |
| Monroe County | $328.61 | $372.97 | $419.96 | $586.90 | $891.85 |
| Arenac County | $339.93 | $385.82 | $434.43 | $607.11 | $922.57 |
| Bay County | $339.93 | $385.82 | $434.43 | $607.11 | $922.57 |
| Gratiot County | $339.93 | $385.82 | $434.43 | $607.11 | $922.57 |
| Saginaw County | $339.93 | $385.82 | $434.43 | $607.11 | $922.57 |
| Huron County | $346.31 | $393.06 | $442.58 | $618.51 | $939.89 |
| Sanilac County | $346.31 | $393.06 | $442.58 | $618.51 | $939.89 |
| Tuscola County | $346.31 | $393.06 | $442.58 | $618.51 | $939.89 |
| Alcona County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Alpena County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Cheboygan County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Chippewa County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Crawford County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Iosco County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Mackinac County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Montmorency County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Ogemaw County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Oscoda County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Otsego County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Presque Isle County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Roscommon County | $346.83 | $393.65 | $443.25 | $619.44 | $941.30 |
| Saint Clair County | $349.80 | $397.02 | $447.04 | $624.74 | $949.36 |
| Clinton County | $352.91 | $400.55 | $451.02 | $630.30 | $957.80 |
| Eaton County | $352.91 | $400.55 | $451.02 | $630.30 | $957.80 |
| Hillsdale County | $352.91 | $400.55 | $451.02 | $630.30 | $957.80 |
| Ingham County | $352.91 | $400.55 | $451.02 | $630.30 | $957.80 |
| Jackson County | $352.91 | $400.55 | $451.02 | $630.30 | $957.80 |
| Lenawee County | $357.25 | $405.48 | $456.57 | $638.05 | $969.58 |
| Livingston County | $357.25 | $405.48 | $456.57 | $638.05 | $969.58 |
| Washtenaw County | $357.25 | $405.48 | $456.57 | $638.05 | $969.58 |
| Clare County | $366.09 | $415.51 | $467.86 | $653.84 | $993.57 |
| Gladwin County | $366.09 | $415.51 | $467.86 | $653.84 | $993.57 |
| Isabella County | $366.09 | $415.51 | $467.86 | $653.84 | $993.57 |
| Midland County | $366.09 | $415.51 | $467.86 | $653.84 | $993.57 |
| Branch County | $390.04 | $442.70 | $498.47 | $696.61 | $1,058.57 |
| Calhoun County | $390.04 | $442.70 | $498.47 | $696.61 | $1,058.57 |
| Kalamazoo County | $390.04 | $442.70 | $498.47 | $696.61 | $1,058.57 |
| Ionia County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Kent County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Lake County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Mason County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Mecosta County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Montcalm County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Muskegon County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Newaygo County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Oceana County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Osceola County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Ottawa County | $392.36 | $445.33 | $501.44 | $700.75 | $1,064.87 |
| Allegan County | $405.64 | $460.40 | $518.41 | $724.47 | $1,100.91 |
| Barry County | $405.64 | $460.40 | $518.41 | $724.47 | $1,100.91 |
| Berrien County | $409.61 | $464.91 | $523.48 | $731.56 | $1,111.68 |
| Cass County | $409.61 | $464.91 | $523.48 | $731.56 | $1,111.68 |
| Saint Joseph County | $409.61 | $464.91 | $523.48 | $731.56 | $1,111.68 |
| Van Buren County | $409.61 | $464.91 | $523.48 | $731.56 | $1,111.68 |
| Alger County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Baraga County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Delta County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Dickinson County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Gogebic County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Houghton County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Iron County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Keweenaw County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Luce County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Marquette County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Menominee County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Ontonagon County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
| Schoolcraft County | $413.27 | $469.06 | $528.16 | $738.10 | $1,121.61 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.