Blue Cross® Select HMO Bronze Saver HSA
Expanded Bronze · HMO · Blue Care Network of Michigan · Michigan
At age 40 it costs between $433.10 and $557.80 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 98185MI0440006 |
|---|---|
| Insurer | Blue Care Network of Michigan |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $8,500 |
| Deductible (family) | $17,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,500 |
| Family maximum | $17,000 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.92% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-227-2345 · TTY 1-800-257-9980 |
Where it is sold, and what it costs there
31 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Benzie County | $338.89 | $384.64 | $433.10 | $605.26 | $919.75 |
| Grand Traverse County | $338.89 | $384.64 | $433.10 | $605.26 | $919.75 |
| Leelanau County | $338.89 | $384.64 | $433.10 | $605.26 | $919.75 |
| Manistee County | $338.89 | $384.64 | $433.10 | $605.26 | $919.75 |
| Wexford County | $338.89 | $384.64 | $433.10 | $605.26 | $919.75 |
| Genesee County | $346.14 | $392.87 | $442.37 | $618.21 | $939.42 |
| Lapeer County | $346.14 | $392.87 | $442.37 | $618.21 | $939.42 |
| Shiawassee County | $346.14 | $392.87 | $442.37 | $618.21 | $939.42 |
| Macomb County | $346.72 | $393.53 | $443.11 | $619.24 | $941 |
| Oakland County | $346.72 | $393.53 | $443.11 | $619.24 | $941 |
| Monroe County | $350.14 | $397.41 | $447.48 | $625.35 | $950.28 |
| Wayne County | $350.14 | $397.41 | $447.48 | $625.35 | $950.28 |
| Bay County | $362.21 | $411.11 | $462.90 | $646.91 | $983.04 |
| Saginaw County | $362.21 | $411.11 | $462.90 | $646.91 | $983.04 |
| Saint Clair County | $372.72 | $423.04 | $476.34 | $665.68 | $1,011.56 |
| Clinton County | $376.03 | $426.79 | $480.57 | $671.59 | $1,020.55 |
| Eaton County | $376.03 | $426.79 | $480.57 | $671.59 | $1,020.55 |
| Ingham County | $376.03 | $426.79 | $480.57 | $671.59 | $1,020.55 |
| Jackson County | $376.03 | $426.79 | $480.57 | $671.59 | $1,020.55 |
| Lenawee County | $380.67 | $432.06 | $486.50 | $679.88 | $1,033.14 |
| Livingston County | $380.67 | $432.06 | $486.50 | $679.88 | $1,033.14 |
| Washtenaw County | $380.67 | $432.06 | $486.50 | $679.88 | $1,033.14 |
| Calhoun County | $415.61 | $471.72 | $531.15 | $742.28 | $1,127.97 |
| Kalamazoo County | $415.61 | $471.72 | $531.15 | $742.28 | $1,127.97 |
| Kent County | $418.07 | $474.51 | $534.29 | $746.67 | $1,134.64 |
| Muskegon County | $418.07 | $474.51 | $534.29 | $746.67 | $1,134.64 |
| Ottawa County | $418.07 | $474.51 | $534.29 | $746.67 | $1,134.64 |
| Allegan County | $432.23 | $490.58 | $552.39 | $771.96 | $1,173.07 |
| Berrien County | $436.46 | $495.38 | $557.80 | $779.52 | $1,184.55 |
| Cass County | $436.46 | $495.38 | $557.80 | $779.52 | $1,184.55 |
| Van Buren County | $436.46 | $495.38 | $557.80 | $779.52 | $1,184.55 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.