Blue Cross® Select HMO Bronze Secure
Bronze · HMO · Blue Care Network of Michigan · Michigan
At age 40 it costs between $375.09 and $483.08 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 98185MI0440019 |
|---|---|
| Insurer | Blue Care Network of Michigan |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.90% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-227-2345 · TTY 1-800-257-9980 |
Where it is sold, and what it costs there
31 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Benzie County | $293.50 | $333.12 | $375.09 | $524.19 | $796.56 |
| Grand Traverse County | $293.50 | $333.12 | $375.09 | $524.19 | $796.56 |
| Leelanau County | $293.50 | $333.12 | $375.09 | $524.19 | $796.56 |
| Manistee County | $293.50 | $333.12 | $375.09 | $524.19 | $796.56 |
| Wexford County | $293.50 | $333.12 | $375.09 | $524.19 | $796.56 |
| Genesee County | $299.77 | $340.24 | $383.11 | $535.39 | $813.58 |
| Lapeer County | $299.77 | $340.24 | $383.11 | $535.39 | $813.58 |
| Shiawassee County | $299.77 | $340.24 | $383.11 | $535.39 | $813.58 |
| Macomb County | $300.28 | $340.82 | $383.76 | $536.30 | $814.96 |
| Oakland County | $300.28 | $340.82 | $383.76 | $536.30 | $814.96 |
| Monroe County | $303.24 | $344.18 | $387.54 | $541.59 | $822.99 |
| Wayne County | $303.24 | $344.18 | $387.54 | $541.59 | $822.99 |
| Bay County | $313.69 | $356.04 | $400.90 | $560.25 | $851.35 |
| Saginaw County | $313.69 | $356.04 | $400.90 | $560.25 | $851.35 |
| Saint Clair County | $322.80 | $366.38 | $412.54 | $576.52 | $876.08 |
| Clinton County | $325.67 | $369.64 | $416.21 | $581.65 | $883.87 |
| Eaton County | $325.67 | $369.64 | $416.21 | $581.65 | $883.87 |
| Ingham County | $325.67 | $369.64 | $416.21 | $581.65 | $883.87 |
| Jackson County | $325.67 | $369.64 | $416.21 | $581.65 | $883.87 |
| Lenawee County | $329.68 | $374.19 | $421.33 | $588.81 | $894.75 |
| Livingston County | $329.68 | $374.19 | $421.33 | $588.81 | $894.75 |
| Washtenaw County | $329.68 | $374.19 | $421.33 | $588.81 | $894.75 |
| Calhoun County | $359.94 | $408.53 | $460 | $642.85 | $976.88 |
| Kalamazoo County | $359.94 | $408.53 | $460 | $642.85 | $976.88 |
| Kent County | $362.07 | $410.95 | $462.73 | $646.66 | $982.66 |
| Muskegon County | $362.07 | $410.95 | $462.73 | $646.66 | $982.66 |
| Ottawa County | $362.07 | $410.95 | $462.73 | $646.66 | $982.66 |
| Allegan County | $374.33 | $424.86 | $478.39 | $668.55 | $1,015.93 |
| Berrien County | $378 | $429.03 | $483.08 | $675.11 | $1,025.89 |
| Cass County | $378 | $429.03 | $483.08 | $675.11 | $1,025.89 |
| Van Buren County | $378 | $429.03 | $483.08 | $675.11 | $1,025.89 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.