Blue Cross® Select HMO Bronze Extra
Expanded Bronze · HMO · Blue Care Network of Michigan · Michigan
At age 40 it costs between $424.77 and $547.06 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 98185MI0550020 |
|---|---|
| Insurer | Blue Care Network of Michigan |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-227-2345 · TTY 1-800-257-9980 |
Where it is sold, and what it costs there
31 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Benzie County | $332.37 | $377.24 | $424.77 | $593.61 | $902.05 |
| Grand Traverse County | $332.37 | $377.24 | $424.77 | $593.61 | $902.05 |
| Leelanau County | $332.37 | $377.24 | $424.77 | $593.61 | $902.05 |
| Manistee County | $332.37 | $377.24 | $424.77 | $593.61 | $902.05 |
| Wexford County | $332.37 | $377.24 | $424.77 | $593.61 | $902.05 |
| Genesee County | $339.47 | $385.30 | $433.84 | $606.29 | $921.32 |
| Lapeer County | $339.47 | $385.30 | $433.84 | $606.29 | $921.32 |
| Shiawassee County | $339.47 | $385.30 | $433.84 | $606.29 | $921.32 |
| Macomb County | $340.05 | $385.96 | $434.58 | $607.33 | $922.90 |
| Oakland County | $340.05 | $385.96 | $434.58 | $607.33 | $922.90 |
| Monroe County | $343.40 | $389.76 | $438.87 | $613.31 | $931.99 |
| Wayne County | $343.40 | $389.76 | $438.87 | $613.31 | $931.99 |
| Bay County | $355.23 | $403.19 | $453.98 | $634.44 | $964.09 |
| Saginaw County | $355.23 | $403.19 | $453.98 | $634.44 | $964.09 |
| Saint Clair County | $365.55 | $414.90 | $467.17 | $652.87 | $992.10 |
| Clinton County | $368.80 | $418.59 | $471.33 | $658.68 | $1,000.92 |
| Eaton County | $368.80 | $418.59 | $471.33 | $658.68 | $1,000.92 |
| Ingham County | $368.80 | $418.59 | $471.33 | $658.68 | $1,000.92 |
| Jackson County | $368.80 | $418.59 | $471.33 | $658.68 | $1,000.92 |
| Lenawee County | $373.34 | $423.74 | $477.13 | $666.79 | $1,013.24 |
| Livingston County | $373.34 | $423.74 | $477.13 | $666.79 | $1,013.24 |
| Washtenaw County | $373.34 | $423.74 | $477.13 | $666.79 | $1,013.24 |
| Calhoun County | $407.60 | $462.63 | $520.91 | $727.97 | $1,106.23 |
| Kalamazoo County | $407.60 | $462.63 | $520.91 | $727.97 | $1,106.23 |
| Kent County | $410.02 | $465.37 | $524.01 | $732.30 | $1,112.79 |
| Muskegon County | $410.02 | $465.37 | $524.01 | $732.30 | $1,112.79 |
| Ottawa County | $410.02 | $465.37 | $524.01 | $732.30 | $1,112.79 |
| Allegan County | $423.91 | $481.14 | $541.76 | $757.10 | $1,150.49 |
| Berrien County | $428.06 | $485.85 | $547.06 | $764.52 | $1,161.75 |
| Cass County | $428.06 | $485.85 | $547.06 | $764.52 | $1,161.75 |
| Van Buren County | $428.06 | $485.85 | $547.06 | $764.52 | $1,161.75 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.