CHRISTUS Gold
Gold · HMO · CHRISTUS Health Plan · Louisiana
At age 40 it costs between $666.73 and $836.82 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 98780LA0220013 |
|---|---|
| Insurer | CHRISTUS Health Plan |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,200 |
| Family maximum | $18,400 |
| Primary care visit | $5 |
| Specialist visit | $60 |
| Emergency room | $950 |
| Inpatient stay | $950 Copay per Stay |
| Generic drugs | No Charge |
| Preferred brand drugs | $60 |
| Specialty drugs | $150 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.12% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-282-3025 · TTY 1-800-846-5277 |
Where it is sold, and what it costs there
8 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Bossier Parish | $521.70 | $592.13 | $666.73 | $931.75 | $1,415.89 |
| Caddo Parish | $521.70 | $592.13 | $666.73 | $931.75 | $1,415.89 |
| Natchitoches Parish | $521.70 | $592.13 | $666.73 | $931.75 | $1,415.89 |
| Red River Parish | $521.70 | $592.13 | $666.73 | $931.75 | $1,415.89 |
| Calcasieu Parish | $606.55 | $688.43 | $775.17 | $1,083.30 | $1,646.17 |
| Grant Parish | $654.79 | $743.19 | $836.82 | $1,169.46 | $1,777.10 |
| Rapides Parish | $654.79 | $743.19 | $836.82 | $1,169.46 | $1,777.10 |
| Vernon Parish | $654.79 | $743.19 | $836.82 | $1,169.46 | $1,777.10 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.