Connect Gold CMS Standard
Gold · EPO · Cigna Healthcare · Tennessee
At age 40 it costs between $726.61 and $856 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 99248TN0060112 |
|---|---|
| Insurer | Cigna Healthcare |
| Metal level | Gold |
| Plan type | EPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
65 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Carter County | $568.55 | $645.30 | $726.61 | $1,015.43 | $1,543.04 |
| Greene County | $568.55 | $645.30 | $726.61 | $1,015.43 | $1,543.04 |
| Hancock County | $568.55 | $645.30 | $726.61 | $1,015.43 | $1,543.04 |
| Hawkins County | $568.55 | $645.30 | $726.61 | $1,015.43 | $1,543.04 |
| Johnson County | $568.55 | $645.30 | $726.61 | $1,015.43 | $1,543.04 |
| Sullivan County | $568.55 | $645.30 | $726.61 | $1,015.43 | $1,543.04 |
| Unicoi County | $568.55 | $645.30 | $726.61 | $1,015.43 | $1,543.04 |
| Washington County | $568.55 | $645.30 | $726.61 | $1,015.43 | $1,543.04 |
| Anderson County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Blount County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Campbell County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Claiborne County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Cocke County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Grainger County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Hamblen County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Jefferson County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Knox County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Loudon County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Monroe County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Morgan County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Roane County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Scott County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Sevier County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Union County | $580.47 | $658.83 | $741.84 | $1,036.72 | $1,575.40 |
| Bledsoe County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Bradley County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Franklin County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Grundy County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Hamilton County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Marion County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| McMinn County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Meigs County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Polk County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Rhea County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Sequatchie County | $582.89 | $661.58 | $744.93 | $1,041.04 | $1,581.96 |
| Benton County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Carroll County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Chester County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Crockett County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Decatur County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Dyer County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Gibson County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Hardeman County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Hardin County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Henderson County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Henry County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Lake County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Madison County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| McNairy County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Obion County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Weakley County | $610.27 | $692.66 | $779.93 | $1,089.94 | $1,656.27 |
| Fayette County | $619.21 | $702.80 | $791.35 | $1,105.91 | $1,680.54 |
| Haywood County | $619.21 | $702.80 | $791.35 | $1,105.91 | $1,680.54 |
| Lauderdale County | $619.21 | $702.80 | $791.35 | $1,105.91 | $1,680.54 |
| Shelby County | $619.21 | $702.80 | $791.35 | $1,105.91 | $1,680.54 |
| Tipton County | $619.21 | $702.80 | $791.35 | $1,105.91 | $1,680.54 |
| Cheatham County | $669.80 | $760.22 | $856 | $1,196.26 | $1,817.84 |
| Davidson County | $669.80 | $760.22 | $856 | $1,196.26 | $1,817.84 |
| Montgomery County | $669.80 | $760.22 | $856 | $1,196.26 | $1,817.84 |
| Robertson County | $669.80 | $760.22 | $856 | $1,196.26 | $1,817.84 |
| Rutherford County | $669.80 | $760.22 | $856 | $1,196.26 | $1,817.84 |
| Sumner County | $669.80 | $760.22 | $856 | $1,196.26 | $1,817.84 |
| Trousdale County | $669.80 | $760.22 | $856 | $1,196.26 | $1,817.84 |
| Williamson County | $669.80 | $760.22 | $856 | $1,196.26 | $1,817.84 |
| Wilson County | $669.80 | $760.22 | $856 | $1,196.26 | $1,817.84 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.