Silver plans in Kalawao County
4 Silver plans sold in Kalawao County, Hawaii, from 2 insurers, priced at age 21.
Premiums at age 21: 212730405060
| Plan | Metal | Type | Premium at 21 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| KP HI Standard Silver 6000/40
Kaiser Permanente |
Silver | HMO | $417.02 | $6,000 | $8,900 |
| KP HI Silver 4000 Ded/600 Rx Ded
Kaiser Permanente |
Silver | HMO | $424.93 | $4,000 | $8,900 |
| KP HI Silver 3000 Ded/600 Rx Ded Plus CAM
Kaiser Permanente |
Silver | HMO | $437.72 | $3,000 | $8,900 |
| HMSA Silver PPO
HMSA |
Silver | PPO | $543.90 | $6,000 | $8,900 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.