QHP Index

Silver plans in Emmons County

12 Silver plans sold in Emmons County, North Dakota, from 3 insurers, priced at age 21.

What people in Emmons County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Emmons County listed at $645 a month and the average person paid $272 after the advance premium tax credit.

42 of the 496 people who enrolled here — 8.5% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
Sanford Individual TRUE $3,500
Sanford Health Plan
SilverHMO $400.54 $3,500 $9,750
Sanford Individual TRUE Standardized $6,000
Sanford Health Plan
SilverHMO $416.71 $6,000 $8,900
Sanford Individual TRUE $4,750
Sanford Health Plan
SilverHMO $430.01 $4,750 $9,750
Sanford Individual Simplicity $3,500
Sanford Health Plan
SilverPPO $491.60 $3,500 $9,750
Sanford Individual Simplicity Standardized $6,000
Sanford Health Plan
SilverPPO $500.23 $6,000 $8,900
Sanford Individual Simplicity $4,750
Sanford Health Plan
SilverPPO $517.27 $4,750 $9,750
BlueValue Silver $40 PCP Copay (Standardized plan)
Blue Cross Blue Shield of North Dakota
SilverPPO $538.14 $6,000 $8,900
BlueCare Silver $20 PCP Copay ($5 Value Based Drug List)
Blue Cross Blue Shield of North Dakota
SilverPPO $555.87 $3,500 $9,500
BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List)
Blue Cross Blue Shield of North Dakota
SilverPPO $571.97 $3,500 $7,500
Medica Individual Choice Silver $0 Copay PCP Visits
Medica
SilverHMO $655.20 $3,500 $10,450
Medica Individual Choice Silver Share
Medica
SilverHMO $673.26 $3,525 $8,850
Medica Individual Choice Silver Standard
Medica
SilverHMO $676.87 $6,000 $8,900

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Emmons County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.