Gold Simple
Gold · HMO · Oscar Health Plan, Inc. · Arizona
At age 40 it costs between $540.27 and $600.99 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 13877AZ0070073 |
|---|---|
| Insurer | Oscar Health Plan, Inc. |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $3,300 |
| Deductible (family) | $6,600 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,950 |
| Family maximum | $19,900 |
| Primary care visit | $5 |
| Specialist visit | $10 |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $65 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-672-2755 |
Where it is sold, and what it costs there
4 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pima County | $422.76 | $479.82 | $540.27 | $755.03 | $1,147.34 |
| Santa Cruz County | $422.76 | $479.82 | $540.27 | $755.03 | $1,147.34 |
| Maricopa County | $423.74 | $480.93 | $541.53 | $756.78 | $1,150 |
| Pinal County | $470.26 | $533.74 | $600.99 | $839.88 | $1,276.27 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.