Marketplace health plans in Santa Cruz County

Name: Marketplace health plans in Santa Cruz County, AZ: all 62
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

62 plans sold in Santa Cruz County, Arizona, from 5 insurers, priced at age 40.

What people in Santa Cruz County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Santa Cruz County listed at $659 a month and the average person paid $205 after the advance premium tax credit.

413 of the 2,233 people who enrolled here — 18.5% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Imperial Standard Bronze Imperial Insurance Companies, Inc.	Expanded Bronze	HMO	$375.16	$7,500	$10,000
Bronze Simple Oscar Health Plan, Inc.	Expanded Bronze	HMO	$387.46	$9,000	$10,600
Bronze Classic Standard Oscar Health Plan, Inc.	Expanded Bronze	HMO	$406.38	$7,500	$10,000
Buena Salud Bronce Simple Para Diabetes Oscar Health Plan, Inc.	Expanded Bronze	HMO	$413.26	$5,500	$10,150
Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Plan, Inc.	Expanded Bronze	HMO	$414.43	$5,500	$10,150
Bronze Simple Chronic Care CKM Oscar Health Plan, Inc.	Expanded Bronze	HMO	$421.27	$5,500	$10,150
Bronze Elite + PCP Saver Plus Oscar Health Plan, Inc.	Expanded Bronze	HMO	$435.34	$0	$10,150
Imperial Standard Silver Imperial Insurance Companies, Inc.	Silver	HMO	$437.75	$6,000	$8,900
UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$443.96	$10,600	$10,600
Imperial Preferred Silver Imperial Insurance Companies, Inc.	Silver	HMO	$448.94	$7,500	$9,500
UHC Bronze Standard UnitedHealthcare	Expanded Bronze	HMO	$467.39	$7,500	$10,000
Everyday Bronze Ambetter from Arizona Complete Health	Expanded Bronze	HMO	$469.07	$8,450	$10,150
Standard Expanded Bronze Ambetter from Arizona Complete Health	Expanded Bronze	HMO	$471.04	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter from Arizona Complete Health	Expanded Bronze	HMO	$481.35	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter from Arizona Complete Health	Expanded Bronze	HMO	$483.37	$7,500	$10,000
UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$486.22	$7,500	$10,000
Silver Simple PCP Saver Oscar Health Plan, Inc.	Silver	HMO	$490.56	$5,750	$9,400
Silver Classic Standard Oscar Health Plan, Inc.	Silver	HMO	$491.03	$6,000	$8,900
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare	Expanded Bronze	HMO	$492.03	$0	$10,600
Silver Simple Diabetes Oscar Health Plan, Inc.	Silver	HMO	$498.01	$6,500	$10,000
AZ Blue ACA StandardHealth Silver with Health Choice Blue Cross Blue Shield of Arizona	Silver	HMO	$500.75	$6,000	$8,900
Silver Simple Chronic Care CKM Oscar Health Plan, Inc.	Silver	HMO	$502.39	$5,900	$10,150
Silver Simple Specialist Saver with COPD Oscar Health Plan, Inc.	Silver	HMO	$503.19	$6,500	$9,600
Silver Simple Women's Health with Menopause Benefits Oscar Health Plan, Inc.	Silver	HMO	$504.86	$6,000	$10,150
Choice Bronze HSA Ambetter from Arizona Complete Health	Expanded Bronze	HMO	$509.28	$7,250	$7,250
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$510.87	$0	$10,600
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) Blue Cross Blue Shield of Arizona	Expanded Bronze	HMO	$511.36	$10,150	$10,150
Imperial Standard Gold Imperial Insurance Companies, Inc.	Gold	HMO	$516.16	$2,000	$8,200
Choice Bronze HSA + Vision + Adult Dental Ambetter from Arizona Complete Health	Expanded Bronze	HMO	$522.61	$7,250	$7,250
Imperial Preferred Gold Imperial Insurance Companies, Inc.	Gold	HMO	$523.04	$1,000	$8,000
Silver Elite Saver Plus Oscar Health Plan, Inc.	Silver	HMO	$530.85	$0	$8,500
Gold Simple Oscar Health Plan, Inc.	Gold	HMO	$540.27	$3,300	$9,950
Gold Classic Standard Oscar Health Plan, Inc.	Gold	HMO	$543.89	$2,000	$8,200
AZ Blue StandardHealth Bronze Focus Blue Cross Blue Shield of Arizona	Expanded Bronze	HMO	$545.34	$7,500	$10,000
Gold Simple Diabetes Oscar Health Plan, Inc.	Gold	HMO	$546.67	$2,000	$9,800
Gold Classic Oscar Health Plan, Inc.	Gold	HMO	$551.37	$3,500	$7,750
Standard Silver Ambetter from Arizona Complete Health	Silver	HMO	$570.09	$6,000	$8,900
Complete Silver Ambetter from Arizona Complete Health	Silver	HMO	$576.28	$5,950	$8,850
UHC Silver Standard UnitedHealthcare	Silver	HMO	$582.81	$6,000	$8,900
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$584.28	$4,500	$10,150
Standard Silver + Vision + Adult Dental Ambetter from Arizona Complete Health	Silver	HMO	$585.02	$6,000	$8,900
Complete Silver + Vision + Adult Dental Ambetter from Arizona Complete Health	Silver	HMO	$591.36	$5,950	$8,850
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare	Silver	HMO	$598.42	$0	$10,600
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$602.91	$4,500	$10,150
AZ Blue Portfolio Bronze HSA Focus Blue Cross Blue Shield of Arizona	Expanded Bronze	HMO	$609.41	$7,100	$7,100
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Silver	HMO	$617.06	$0	$10,600
Standard Gold Ambetter from Arizona Complete Health	Gold	HMO	$623.33	$2,000	$8,200
Standard Gold + Vision + Adult Dental Ambetter from Arizona Complete Health	Gold	HMO	$639.65	$2,000	$8,200
Complete Gold Ambetter from Arizona Complete Health	Gold	HMO	$650.07	$1,450	$7,500
Complete Gold + Vision + Adult Dental Ambetter from Arizona Complete Health	Gold	HMO	$667.09	$1,450	$7,500
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits) Blue Cross Blue Shield of Arizona	Silver	HMO	$674.26	$7,200	$7,200
UHC Gold Standard UnitedHealthcare	Gold	HMO	$680.52	$2,000	$8,200
AZ Blue StandardHealth Silver Focus Blue Cross Blue Shield of Arizona	Silver	HMO	$686.78	$6,000	$8,900
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$689.17	$1,250	$8,000
AZ Blue EverydayHealth Silver Focus (1 Free PCP Visit) Blue Cross Blue Shield of Arizona	Silver	HMO	$693.64	$7,500	$9,200
Elite Gold Ambetter from Arizona Complete Health	Gold	HMO	$701.81	$0	$6,500
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$708	$1,250	$8,000
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$708.38	$0	$7,800
Elite Gold + Vision + Adult Dental Ambetter from Arizona Complete Health	Gold	HMO	$720.18	$0	$6,500
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) Blue Cross Blue Shield of Arizona	Gold	HMO	$805.94	$4,800	$4,800
AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit) Blue Cross Blue Shield of Arizona	Gold	HMO	$830.37	$1,475	$8,000
AZ Blue StandardHealth Gold Focus Blue Cross Blue Shield of Arizona	Gold	HMO	$848.54	$2,000	$8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Santa Cruz County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.