Bronze Classic Standard | with AdventHealth
Expanded Bronze · HMO · Oscar Health Maintenance Organization of Florida · Florida
At age 40 it costs between $498.76 and $591.26 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 21525FL0010002 |
|---|---|
| Insurer | Oscar Health Maintenance Organization of Florida |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service |
Where it is sold, and what it costs there
12 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $390.27 | $442.95 | $498.76 | $697.01 | $1,059.17 |
| Hillsborough County | $394.71 | $447.99 | $504.43 | $704.94 | $1,071.23 |
| Pasco County | $398.87 | $452.71 | $509.74 | $712.37 | $1,082.51 |
| Osceola County | $407.80 | $462.84 | $521.15 | $728.31 | $1,106.73 |
| Volusia County | $411.94 | $467.54 | $526.45 | $735.71 | $1,117.98 |
| Orange County | $413.78 | $469.62 | $528.79 | $738.99 | $1,122.96 |
| Lake County | $418.18 | $474.62 | $534.42 | $746.85 | $1,134.92 |
| Seminole County | $419.14 | $475.71 | $535.65 | $748.57 | $1,137.52 |
| Flagler County | $419.51 | $476.13 | $536.12 | $749.23 | $1,138.53 |
| Marion County | $424.46 | $481.75 | $542.45 | $758.07 | $1,151.96 |
| Charlotte County | $455.49 | $516.97 | $582.10 | $813.48 | $1,236.17 |
| Polk County | $462.66 | $525.10 | $591.26 | $826.29 | $1,255.62 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.