Marketplace health plans in Flagler County

Name: Marketplace health plans in Flagler County, FL: all 122
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

122 plans sold in Flagler County, Florida, from 6 insurers, priced at age 40.

What people in Flagler County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Flagler County listed at $883 a month and the average person paid $154 after the advance premium tax credit.

4,572 of the 18,465 people who enrolled here — 24.8% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) Health First Commercial Plans, Inc.	Catastrophic	HMO	$338.33	$10,600	$10,600
Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$508.37	$9,000	$10,600
Gym Access IND Bronze HMO 1340 Florida Health Care Plans	Expanded Bronze	HMO	$518.65	$10,150	$10,150
Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) Health First Commercial Plans, Inc.	Expanded Bronze	HMO	$531.90	$9,800	$10,150
Bronze Classic Standard \| with AdventHealth Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$536.12	$7,500	$10,000
Bronze Classic 4700 \| with AdventHealth Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$549.65	$4,700	$9,200
Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) Health First Commercial Plans, Inc.	Expanded Bronze	HMO	$561.70	$9,800	$10,150
Bronze Classic Standard Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$562.16	$7,500	$10,000
Bronze Standard 1828 Health First Commercial Plans, Inc.	Expanded Bronze	HMO	$566.76	$7,500	$10,000
Gym Access IND Bronze HMO OA Standard 2450 Florida Health Care Plans	Expanded Bronze	HMO	$567.43	$7,500	$10,000
Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$569.17	$5,500	$10,150
Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$576.16	$5,500	$10,150
Bronze Elite + PCP Saver Plus \| with AdventHealth Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$582.99	$0	$10,600
Gym Access IND Bronze Standardized HMO Florida Health Care Plans	Expanded Bronze	HMO	$589.44	$7,150	$10,150
Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc.	Expanded Bronze	HMO	$627.20	$0	$10,150
Gold Simple \| with AdventHealth Oscar Health Maintenance Organization of Florida	Gold	HMO	$632.39	$3,000	$9,950
Gold Elite Saver Plus \| with AdventHealth Oscar Health Maintenance Organization of Florida	Gold	HMO	$634.16	$0	$9,500
UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$638.11	$10,600	$10,600
UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$638.19	$10,600	$10,600
Gym Access IND Bronze HMO OA 1211 Florida Health Care Plans	Expanded Bronze	HMO	$638.99	$0	$10,150
Gym Access IND Bronze POS OA Standard 2450 Florida Health Care Plans	Expanded Bronze	POS	$652.55	$7,500	$10,000
Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc.	Expanded Bronze	HMO	$656.99	$0	$10,150
Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc.	Gold	HMO	$661.86	$3,050	$8,100
Gold Classic Standard \| with AdventHealth Oscar Health Maintenance Organization of Florida	Gold	HMO	$664.32	$2,000	$8,200
UHC Bronze Standard UnitedHealthcare	Expanded Bronze	HMO	$668.62	$7,500	$10,000
Gym Access IND Bronze POS 1042 Florida Health Care Plans	Expanded Bronze	POS	$677.97	$5,500	$10,150
Gym Access IND Bronze POS BC 3841 Florida Health Care Plans	Expanded Bronze	POS	$685.33	$6,000	$10,000
Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc.	Gold	HMO	$691.66	$3,050	$8,100
UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$692.16	$7,500	$10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare	Expanded Bronze	HMO	$692.74	$0	$10,600
Silver Simple PCP Saver \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$693.46	$5,000	$9,250
Gold Standard 1833 Health First Commercial Plans, Inc.	Gold	HMO	$696.28	$2,000	$8,200
Silver Savings 1821 (Primary Care Copay, Open Access) Health First Commercial Plans, Inc.	Silver	HMO	$696.53	$4,500	$8,000
Gold Classic Standard Oscar Health Maintenance Organization of Florida	Gold	HMO	$697.47	$2,000	$8,200
Silver Classic Standard \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$699.66	$6,000	$8,900
Silver Simple Diabetes \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$700.05	$6,500	$10,000
Silver Simple Chronic Care CKM \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$701.42	$5,900	$10,150
Silver Standard 1829 Health First Commercial Plans, Inc.	Silver	HMO	$701.76	$6,000	$8,900
Silver Elite \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$707.93	$5,000	$9,850
BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL)	Bronze	EPO	$711.50	$6,150	$10,150
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$716.28	$0	$10,600
Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) Health First Commercial Plans, Inc.	Silver	HMO	$726.32	$4,500	$8,000
Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc.	Gold	HMO	$734.34	$3,000	$8,250
Silver Classic Standard Oscar Health Maintenance Organization of Florida	Silver	HMO	$734.76	$6,000	$8,900
Gym Access IND Bronze POS OA 1211 Florida Health Care Plans	Expanded Bronze	POS	$734.84	$0	$10,150
Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida	Silver	HMO	$734.91	$6,200	$9,600
Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida	Silver	HMO	$735.90	$6,000	$10,150
BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$738.34	$7,500	$10,000
Silver 1664 (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc.	Silver	HMO	$743.54	$4,550	$7,600
BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$744.67	$6,650	$7,400
BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$749.93	$6,500	$10,000
Gym Access IND Silver HMO OA Standard 1440 Florida Health Care Plans	Silver	HMO	$752.13	$6,000	$8,900
Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc.	Gold	HMO	$764.13	$3,000	$8,250
Gym Access IND Silver HMO BC 7741 Florida Health Care Plans	Silver	HMO	$767.17	$3,500	$8,900
Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc.	Silver	HMO	$773.34	$4,550	$7,600
Gym Access IND Silver HMO BC 0941 Florida Health Care Plans	Silver	HMO	$777.01	$5,000	$8,350
Gym Access IND Gold HMO H.S.A 9010 Florida Health Care Plans	Gold	HMO	$780.19	$2,000	$6,500
BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$782.06	$0	$9,900
Gym Access IND Silver HMO OA 1009 Florida Health Care Plans	Silver	HMO	$783.96	$0	$9,000
BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$786.20	$0	$9,900
BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$794.48	$0	$9,900
Gym Access IND Gold HMO OA Standard 3450 Florida Health Care Plans	Gold	HMO	$804.69	$2,000	$8,200
Gym Access IND Gold HMO 4500 Florida Health Care Plans	Gold	HMO	$833.96	$2,550	$5,600
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$844.53	$4,500	$9,900
Gym Access IND Silver POS OA Standard 1440 Florida Health Care Plans	Silver	POS	$864.96	$6,000	$8,900
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$868.07	$4,500	$9,900
Gym Access IND Gold HMO BC 5651 Florida Health Care Plans	Gold	HMO	$873.73	$0	$7,800
Gym Access IND Silver POS BC 7741 Florida Health Care Plans	Silver	POS	$882.25	$3,500	$8,900
UHC Silver Standard- UnitedHealthcare	Silver	HMO	$887.12	$6,000	$8,900
UHC Silver Standard UnitedHealthcare	Silver	HMO	$887.22	$6,000	$8,900
Gym Access IND Silver POS BC 0941 Florida Health Care Plans	Silver	POS	$893.67	$5,000	$8,350
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$899	$2,700	$10,350
Gym Access IND Silver POS OA 1009 Florida Health Care Plans	Silver	POS	$901.55	$0	$9,000
UHC Silver Standard+ (Dental + Vision) UnitedHealthcare	Silver	HMO	$910.76	$6,000	$8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$922.54	$2,700	$10,350
Gym Access IND Gold POS OA Standard 3450 Florida Health Care Plans	Gold	POS	$925.40	$2,000	$8,200
BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL)	Bronze	PPO	$945.58	$6,150	$10,150
BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$953.61	$4,000	$8,100
BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Bronze	POS	$957.13	$6,150	$10,150
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$957.81	$4,000	$8,100
Gym Access IND Gold POS 55001 Florida Health Care Plans	Gold	POS	$965.21	$2,800	$8,100
UHC Gold Standard UnitedHealthcare	Gold	HMO	$965.52	$2,000	$8,200
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$966.21	$4,000	$8,100
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$969.40	$6,000	$8,900
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$973.85	$0	$10,600
BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$980.35	$3,125	$8,100
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$981.11	$7,500	$10,000
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$989.80	$6,650	$7,400
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$991.57	$500	$9,000
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$996.94	$6,500	$10,000
Gym Access IND Gold POS BC 5651 Florida Health Care Plans	Gold	POS	$1,004.79	$0	$7,800
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$1,010.68	$6,650	$7,400
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$1,010.83	$7,500	$10,000
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$1,015.10	$500	$9,000
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$1,033.88	$6,500	$10,000
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$1,041.31	$0	$9,900
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,072.41	$2,000	$8,200
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$1,092.61	$0	$9,900
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,097.79	$1,500	$6,450
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,126.74	$0	$6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,130.90	$0	$6,250
BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$1,317.52	$4,000	$8,100
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$1,361.93	$6,000	$8,900
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$1,379.46	$3,125	$8,100
BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	EPO	$1,404.76	$1,000	$4,000
BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	EPO	$1,443.73	$0	$2,525
BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	EPO	$1,504.60	$0	$5,200
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,505.79	$2,000	$8,200
BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,528.69	$4,000	$8,100
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,542.88	$1,500	$6,450
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,597.04	$0	$6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,606.59	$2,000	$8,200
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,632.80	$6,000	$8,900
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,644.75	$1,500	$6,450
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,651.74	$3,125	$8,100
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,689.44	$0	$6,250
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	POS	$1,884.35	$1,000	$4,000
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	POS	$1,956.06	$0	$2,525
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	POS	$2,049.90	$0	$5,200
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$2,133.67	$1,000	$4,000
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$2,195.13	$0	$2,525
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$2,287.30	$0	$5,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Flagler County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.