Bronze Classic 4700 | with AdventHealth
Expanded Bronze · HMO · Oscar Health Maintenance Organization of Florida · Florida
At age 40 it costs between $511.34 and $606.17 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 21525FL0010004 |
|---|---|
| Insurer | Oscar Health Maintenance Organization of Florida |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $4,700 |
| Deductible (family) | $9,400 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,200 |
| Family maximum | $18,400 |
| Primary care visit | $70 |
| Specialist visit | $125 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | 50% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service |
Where it is sold, and what it costs there
12 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $400.12 | $454.12 | $511.34 | $714.59 | $1,085.89 |
| Hillsborough County | $404.67 | $459.29 | $517.16 | $722.72 | $1,098.25 |
| Pasco County | $408.93 | $464.13 | $522.60 | $730.33 | $1,109.81 |
| Osceola County | $418.08 | $474.51 | $534.30 | $746.68 | $1,134.65 |
| Volusia County | $422.33 | $479.33 | $539.72 | $754.26 | $1,146.18 |
| Orange County | $424.21 | $481.47 | $542.13 | $757.62 | $1,151.28 |
| Lake County | $428.73 | $486.60 | $547.90 | $765.69 | $1,163.54 |
| Seminole County | $429.71 | $487.71 | $549.16 | $767.45 | $1,166.21 |
| Flagler County | $430.09 | $488.14 | $549.65 | $768.13 | $1,167.24 |
| Marion County | $435.17 | $493.90 | $556.13 | $777.19 | $1,181.01 |
| Charlotte County | $466.98 | $530.01 | $596.78 | $834 | $1,267.34 |
| Polk County | $474.33 | $538.35 | $606.17 | $847.13 | $1,287.29 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.