BlueEssentials Silver 14
Silver · EPO · BlueCross BlueShield of South Carolina · South Carolina
At age 40 it costs between $550.39 and $752.15 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,400 | $9,700 | $25 | $20 |
| up to 150% of the federal poverty level | $0 | $1,700 | $10 | $6 |
| 150% to 200% | $1,300 | $2,950 | $10 | $6 |
| 200% to 250% | $4,900 | $8,100 | $15 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 26065SC0380023 |
|---|---|
| Insurer | BlueCross BlueShield of South Carolina |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $7,400 |
| Deductible (family) | $14,800 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,700 |
| Family maximum | $19,400 |
| Primary care visit | $25 |
| Specialist visit | $50 |
| Emergency room | $300 Copay with deductible and 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $50 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-404-6752 · TTY 1-855-889-4325 |
Where it is sold, and what it costs there
46 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| McCormick County | $430.67 | $488.81 | $550.39 | $769.17 | $1,168.83 |
| Horry County | $437.87 | $496.98 | $559.59 | $782.03 | $1,188.37 |
| Georgetown County | $438.38 | $497.56 | $560.25 | $782.95 | $1,189.77 |
| Edgefield County | $445.84 | $506.03 | $569.78 | $796.27 | $1,210 |
| Greenwood County | $445.84 | $506.03 | $569.78 | $796.27 | $1,210 |
| Sumter County | $453.29 | $514.49 | $579.31 | $809.58 | $1,230.24 |
| Abbeville County | $459.21 | $521.20 | $586.87 | $820.14 | $1,246.29 |
| Aiken County | $460.49 | $522.66 | $588.51 | $822.44 | $1,249.78 |
| Saluda County | $460.49 | $522.66 | $588.51 | $822.44 | $1,249.78 |
| Orangeburg County | $465.64 | $528.50 | $595.08 | $831.62 | $1,263.73 |
| Hampton County | $478.49 | $543.09 | $611.51 | $854.58 | $1,298.62 |
| Oconee County | $484.40 | $549.80 | $619.07 | $865.15 | $1,314.67 |
| Williamsburg County | $487.23 | $553.01 | $622.68 | $870.20 | $1,322.35 |
| Barnwell County | $488.52 | $554.47 | $624.33 | $872.49 | $1,325.84 |
| Kershaw County | $489.80 | $555.93 | $625.97 | $874.79 | $1,329.33 |
| Jasper County | $490.06 | $556.22 | $626.30 | $875.25 | $1,330.03 |
| Allendale County | $492.38 | $558.85 | $629.26 | $879.38 | $1,336.31 |
| Dorchester County | $497.26 | $564.39 | $635.50 | $888.11 | $1,349.56 |
| Beaufort County | $506 | $574.31 | $646.67 | $903.72 | $1,373.29 |
| Fairfield County | $506.52 | $574.90 | $647.33 | $904.64 | $1,374.69 |
| Charleston County | $509.34 | $578.11 | $650.94 | $909.69 | $1,382.36 |
| Pickens County | $514.49 | $583.94 | $657.51 | $918.87 | $1,396.32 |
| Clarendon County | $515.77 | $585.40 | $659.16 | $921.17 | $1,399.81 |
| Bamberg County | $517.83 | $587.74 | $661.79 | $924.84 | $1,405.39 |
| Greenville County | $520.14 | $590.36 | $664.74 | $928.98 | $1,411.67 |
| Marion County | $520.40 | $590.65 | $665.07 | $929.44 | $1,412.37 |
| Calhoun County | $521.94 | $592.41 | $667.04 | $932.19 | $1,416.55 |
| Union County | $525.29 | $596.20 | $671.32 | $938.16 | $1,425.63 |
| Dillon County | $526.83 | $597.95 | $673.29 | $940.92 | $1,429.81 |
| Darlington County | $529.66 | $601.16 | $676.90 | $945.97 | $1,437.49 |
| Cherokee County | $529.91 | $601.45 | $677.23 | $946.43 | $1,438.19 |
| Marlboro County | $535.57 | $607.87 | $684.46 | $956.53 | $1,453.54 |
| Richland County | $538.40 | $611.08 | $688.07 | $961.58 | $1,461.21 |
| Florence County | $542.51 | $615.75 | $693.33 | $968.93 | $1,472.38 |
| Laurens County | $543.28 | $616.63 | $694.32 | $970.31 | $1,474.47 |
| York County | $545.60 | $619.25 | $697.27 | $974.44 | $1,480.75 |
| Chester County | $553.31 | $628.01 | $707.13 | $988.21 | $1,501.69 |
| Berkeley County | $556.65 | $631.80 | $711.40 | $994.18 | $1,510.76 |
| Chesterfield County | $557.94 | $633.26 | $713.05 | $996.48 | $1,514.25 |
| Lexington County | $559.48 | $635.01 | $715.02 | $999.24 | $1,518.43 |
| Colleton County | $564.88 | $641.14 | $721.92 | $1,008.88 | $1,533.09 |
| Newberry County | $565.40 | $641.72 | $722.58 | $1,009.80 | $1,534.48 |
| Lancaster County | $566.42 | $642.89 | $723.89 | $1,011.63 | $1,537.28 |
| Spartanburg County | $571.31 | $648.44 | $730.13 | $1,020.36 | $1,550.53 |
| Anderson County | $576.45 | $654.27 | $736.71 | $1,029.54 | $1,564.49 |
| Lee County | $588.54 | $667.99 | $752.15 | $1,051.13 | $1,597.29 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.