Blue Cooper Silver 1
Silver · HMO · BlueCross BlueShield of South Carolina · South Carolina
At age 40 it costs between $531.84 and $635.80 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,000 | $10,500 | $20 | $20 |
| up to 150% of the federal poverty level | $0 | $1,200 | $10 | $10 |
| 150% to 200% | $1,400 | $2,525 | $20 | $10 |
| 200% to 250% | $5,900 | $8,150 | $20 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 26065SC0700002 |
|---|---|
| Insurer | BlueCross BlueShield of South Carolina |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $7,000 |
| Deductible (family) | $14,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,500 |
| Family maximum | $21,000 |
| Primary care visit | $20 |
| Specialist visit | $50 |
| Emergency room | $300 Copay with deductible and 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $50 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-404-6752 · TTY 1-855-889-4325 |
Where it is sold, and what it costs there
5 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Orangeburg County | $416.15 | $472.33 | $531.84 | $743.24 | $1,129.43 |
| Williamsburg County | $435.45 | $494.24 | $556.51 | $777.72 | $1,181.82 |
| Dorchester County | $444.41 | $504.41 | $567.96 | $793.72 | $1,206.14 |
| Charleston County | $455.21 | $516.67 | $581.76 | $813.01 | $1,235.45 |
| Berkeley County | $497.50 | $564.66 | $635.80 | $888.53 | $1,350.20 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.