myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $683.82 and $1,149.38 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0070053 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
52 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $535.07 | $607.30 | $683.82 | $955.64 | $1,452.18 |
| Calhoun County | $544.50 | $618.01 | $695.87 | $972.48 | $1,477.77 |
| Hillsborough County | $546.51 | $620.29 | $698.44 | $976.07 | $1,483.23 |
| Holmes County | $550.11 | $624.37 | $703.04 | $982.50 | $1,493 |
| Pasco County | $553.02 | $627.68 | $706.76 | $987.69 | $1,500.90 |
| Escambia County | $559.89 | $635.48 | $715.54 | $999.96 | $1,519.54 |
| Franklin County | $567.72 | $644.36 | $725.55 | $1,013.95 | $1,540.79 |
| Bay County | $572.02 | $649.24 | $731.04 | $1,021.63 | $1,552.46 |
| Liberty County | $572.30 | $649.56 | $731.40 | $1,022.13 | $1,553.22 |
| Broward County | $573.48 | $650.90 | $732.91 | $1,024.24 | $1,556.42 |
| Duval County | $575.07 | $652.70 | $734.94 | $1,027.08 | $1,560.74 |
| Gulf County | $575.14 | $652.78 | $735.03 | $1,027.20 | $1,560.93 |
| Miami-Dade County | $577.64 | $655.62 | $738.22 | $1,031.67 | $1,567.71 |
| Orange County | $577.64 | $655.62 | $738.22 | $1,031.67 | $1,567.71 |
| Polk County | $580.13 | $658.45 | $741.41 | $1,036.11 | $1,574.47 |
| Hernando County | $582.49 | $661.13 | $744.42 | $1,040.33 | $1,580.88 |
| Leon County | $583.12 | $661.84 | $745.23 | $1,041.45 | $1,582.59 |
| Sumter County | $586.03 | $665.14 | $748.95 | $1,046.65 | $1,590.49 |
| Madison County | $586.37 | $665.53 | $749.38 | $1,047.26 | $1,591.41 |
| Citrus County | $591.16 | $670.97 | $755.50 | $1,055.81 | $1,604.41 |
| Manatee County | $592.75 | $672.77 | $757.53 | $1,058.65 | $1,608.72 |
| Clay County | $595.46 | $675.85 | $761 | $1,063.49 | $1,616.08 |
| Walton County | $598.86 | $679.71 | $765.34 | $1,069.56 | $1,625.31 |
| Palm Beach County | $604.12 | $685.68 | $772.07 | $1,078.96 | $1,639.58 |
| Saint Johns County | $605.65 | $687.41 | $774.02 | $1,081.69 | $1,643.73 |
| Okaloosa County | $605.93 | $687.73 | $774.38 | $1,082.19 | $1,644.49 |
| Martin County | $609.05 | $691.27 | $778.37 | $1,087.76 | $1,652.96 |
| Alachua County | $611.96 | $694.57 | $782.08 | $1,092.96 | $1,660.86 |
| Seminole County | $616.47 | $699.69 | $787.85 | $1,101.02 | $1,673.10 |
| Charlotte County | $619.45 | $703.08 | $791.66 | $1,106.34 | $1,681.19 |
| Levy County | $619.59 | $703.23 | $791.84 | $1,106.59 | $1,681.57 |
| Gadsden County | $622.43 | $706.46 | $795.47 | $1,111.66 | $1,689.28 |
| Osceola County | $624.58 | $708.90 | $798.21 | $1,115.50 | $1,695.11 |
| Bradford County | $627.21 | $711.88 | $801.57 | $1,120.20 | $1,702.25 |
| Baker County | $631.23 | $716.45 | $806.71 | $1,127.38 | $1,713.16 |
| Santa Rosa County | $631.65 | $716.92 | $807.25 | $1,128.13 | $1,714.30 |
| Highlands County | $639.90 | $726.29 | $817.79 | $1,142.86 | $1,736.69 |
| Putnam County | $643.72 | $730.62 | $822.67 | $1,149.68 | $1,747.06 |
| Suwannee County | $643.85 | $730.77 | $822.84 | $1,149.92 | $1,747.41 |
| Columbia County | $648.15 | $735.65 | $828.34 | $1,157.60 | $1,759.08 |
| Jackson County | $648.64 | $736.21 | $828.96 | $1,158.47 | $1,760.41 |
| Dixie County | $651.48 | $739.43 | $832.59 | $1,163.54 | $1,768.12 |
| Okeechobee County | $652.04 | $740.07 | $833.31 | $1,164.54 | $1,769.64 |
| Gilchrist County | $656.13 | $744.71 | $838.53 | $1,171.85 | $1,780.74 |
| Saint Lucie County | $656.68 | $745.33 | $839.24 | $1,172.83 | $1,782.23 |
| Lake County | $664.86 | $754.62 | $849.69 | $1,187.44 | $1,804.43 |
| Marion County | $682.06 | $774.14 | $871.67 | $1,218.16 | $1,851.11 |
| Taylor County | $684.62 | $777.04 | $874.94 | $1,222.73 | $1,858.06 |
| Washington County | $751.05 | $852.44 | $959.84 | $1,341.38 | $2,038.35 |
| Union County | $794.38 | $901.62 | $1,015.22 | $1,418.76 | $2,155.95 |
| Lafayette County | $827.87 | $939.63 | $1,058.02 | $1,478.58 | $2,246.84 |
| Hardee County | $899.36 | $1,020.77 | $1,149.38 | $1,606.26 | $2,440.86 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.