Marketplace health plans in Lafayette County

Name: Marketplace health plans in Lafayette County, FL: all 58
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

58 plans sold in Lafayette County, Florida, from 3 insurers, priced at age 40.

What people in Lafayette County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Lafayette County listed at $1,085 a month and the average person paid $82 after the advance premium tax credit.

1,054 of the 1,541 people who enrolled here — 68.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Everyday Bronze Ambetter Health	Expanded Bronze	HMO	$731.76	$8,450	$10,150
Standard Expanded Bronze Ambetter Health	Expanded Bronze	HMO	$734	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$751.56	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$753.86	$7,500	$10,000
BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL)	Bronze	PPO	$755.76	$6,150	$10,150
myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Bronze	HMO	$755.89	$10,125	$10,150
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$784.17	$7,500	$10,000
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$791.11	$6,650	$7,400
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$796.81	$6,500	$10,000
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$832.28	$0	$9,900
Elite Bronze Ambetter Health	Expanded Bronze	HMO	$835.84	$0	$10,500
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$858.45	$0	$10,500
myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$861.12	$2,625	$10,150
myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$862.38	$7,500	$10,000
myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$872.03	$6,000	$10,150
Clarity Silver Ambetter Health	Silver	HMO	$929.27	$8,000	$8,400
myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$931.20	$0	$10,150
myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$936.97	$0	$10,150
myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$948.80	$0	$10,150
Standard Gold Ambetter Health	Gold	HMO	$970.02	$2,000	$8,200
Everyday Gold Ambetter Health	Gold	HMO	$991.02	$800	$7,250
Standard Silver Ambetter Health	Silver	HMO	$991.19	$6,000	$8,900
myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$991.40	$9,500	$10,150
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$996.26	$2,000	$8,200
myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$997.36	$9,500	$10,150
Focused Silver Ambetter Health	Silver	HMO	$1,003.14	$6,300	$8,400
myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,006.78	$7,000	$9,150
myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,009.26	$9,500	$10,150
myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,012.52	$7,000	$9,150
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$1,017.83	$800	$7,250
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$1,018	$6,000	$8,900
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health	Silver	HMO	$1,019.75	$5,000	$8,650
Complete Gold Ambetter Health	Gold	HMO	$1,024.14	$1,450	$7,500
myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,024.39	$7,000	$9,150
myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,028.96	$6,500	$9,200
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$1,030.28	$6,300	$8,400
myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,034.71	$6,500	$9,200
myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,039.99	$3,150	$8,675
myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,045.71	$3,150	$8,675
myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,046.54	$6,500	$9,200
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health	Silver	HMO	$1,047.34	$5,000	$8,650
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$1,051.85	$1,450	$7,500
myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,057.56	$3,150	$8,675
myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$1,058.02	$6,000	$8,900
BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,221.82	$4,000	$8,100
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$1,254.68	$2,000	$8,200
myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$1,276.06	$940	$4,500
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,284.07	$2,000	$8,200
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,305.03	$6,000	$8,900
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,314.58	$1,500	$6,450
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,320.16	$3,125	$8,100
myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$1,321.40	$0	$6,550
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,350.30	$0	$6,250
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$1,705.36	$1,000	$4,000
myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	HMO	$1,709.81	$0	$2,250
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$1,754.48	$0	$2,525
myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	HMO	$1,791.09	$0	$5,200
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$1,828.14	$0	$5,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Lafayette County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.