myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $650.69 and $1,093.71 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,000 | $9,150 | No Charge | $35 Copay after deductible |
| up to 150% of the federal poverty level | $50 | $1,700 | No Charge | No Charge |
| 150% to 200% | $500 | $3,050 | No Charge | $35 |
| 200% to 250% | $6,900 | $7,500 | No Charge | $35 Copay after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0070102 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $7,000 |
| Deductible (family) | $14,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,150 |
| Family maximum | $18,300 |
| Primary care visit | No Charge |
| Specialist visit | $70 Copay after deductible |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $35 Copay after deductible |
| Preferred brand drugs | $70 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
44 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $509.15 | $577.89 | $650.69 | $909.34 | $1,381.83 |
| Calhoun County | $518.13 | $588.08 | $662.17 | $925.38 | $1,406.20 |
| Holmes County | $523.47 | $594.14 | $668.99 | $934.92 | $1,420.70 |
| Pasco County | $526.24 | $597.28 | $672.53 | $939.86 | $1,428.22 |
| Escambia County | $532.77 | $604.69 | $680.88 | $951.53 | $1,445.94 |
| Franklin County | $540.23 | $613.16 | $690.41 | $964.85 | $1,466.18 |
| Bay County | $544.32 | $617.80 | $695.64 | $972.16 | $1,477.28 |
| Liberty County | $544.58 | $618.10 | $695.97 | $972.62 | $1,477.99 |
| Duval County | $547.22 | $621.09 | $699.35 | $977.33 | $1,485.16 |
| Gulf County | $547.29 | $621.17 | $699.44 | $977.46 | $1,485.35 |
| Polk County | $552.04 | $626.57 | $705.51 | $985.94 | $1,498.24 |
| Hernando County | $554.28 | $629.11 | $708.37 | $989.94 | $1,504.32 |
| Sumter County | $557.65 | $632.93 | $712.68 | $995.96 | $1,513.46 |
| Madison County | $557.98 | $633.31 | $713.10 | $996.55 | $1,514.36 |
| Citrus County | $562.53 | $638.47 | $718.91 | $1,004.68 | $1,526.71 |
| Manatee County | $564.05 | $640.20 | $720.86 | $1,007.39 | $1,530.83 |
| Clay County | $566.62 | $643.11 | $724.14 | $1,011.98 | $1,537.81 |
| Walton County | $569.85 | $646.78 | $728.27 | $1,017.75 | $1,546.57 |
| Saint Johns County | $576.32 | $654.12 | $736.54 | $1,029.31 | $1,564.13 |
| Okaloosa County | $576.58 | $654.42 | $736.87 | $1,029.77 | $1,564.84 |
| Martin County | $579.55 | $657.79 | $740.66 | $1,035.08 | $1,572.90 |
| Alachua County | $582.32 | $660.93 | $744.20 | $1,040.02 | $1,580.42 |
| Charlotte County | $589.45 | $669.03 | $753.32 | $1,052.76 | $1,599.77 |
| Levy County | $589.58 | $669.17 | $753.48 | $1,052.99 | $1,600.12 |
| Gadsden County | $592.28 | $672.24 | $756.93 | $1,057.81 | $1,607.45 |
| Bradford County | $596.84 | $677.41 | $762.76 | $1,065.96 | $1,619.82 |
| Baker County | $600.66 | $681.75 | $767.64 | $1,072.78 | $1,630.19 |
| Santa Rosa County | $601.06 | $682.20 | $768.15 | $1,073.49 | $1,631.28 |
| Highlands County | $608.91 | $691.11 | $778.19 | $1,087.51 | $1,652.58 |
| Putnam County | $612.54 | $695.23 | $782.83 | $1,094 | $1,662.43 |
| Suwannee County | $612.67 | $695.38 | $782.99 | $1,094.23 | $1,662.79 |
| Columbia County | $616.76 | $700.02 | $788.22 | $1,101.53 | $1,673.89 |
| Jackson County | $617.22 | $700.54 | $788.81 | $1,102.35 | $1,675.14 |
| Dixie County | $619.93 | $703.62 | $792.27 | $1,107.19 | $1,682.49 |
| Okeechobee County | $620.46 | $704.22 | $792.95 | $1,108.14 | $1,683.93 |
| Gilchrist County | $624.35 | $708.64 | $797.92 | $1,115.09 | $1,694.49 |
| Saint Lucie County | $624.88 | $709.24 | $798.60 | $1,116.04 | $1,695.92 |
| Lake County | $632.66 | $718.07 | $808.54 | $1,129.93 | $1,717.04 |
| Marion County | $649.03 | $736.65 | $829.46 | $1,159.17 | $1,761.47 |
| Taylor County | $651.47 | $739.42 | $832.58 | $1,163.53 | $1,768.09 |
| Washington County | $714.67 | $811.15 | $913.35 | $1,276.40 | $1,939.61 |
| Union County | $755.91 | $857.96 | $966.05 | $1,350.06 | $2,051.54 |
| Lafayette County | $787.78 | $894.13 | $1,006.78 | $1,406.98 | $2,138.03 |
| Hardee County | $855.80 | $971.33 | $1,093.71 | $1,528.46 | $2,322.64 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.