myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $644.61 and $1,083.49 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $9,500 | $10,150 | No Charge | $35 Copay after deductible |
| up to 150% of the federal poverty level | $0 | $1,975 | No Charge | No Charge |
| 150% to 200% | $550 | $3,350 | No Charge | $35 |
| 200% to 250% | $8,075 | $8,100 | No Charge | $35 Copay after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0190012 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $9,500 |
| Deductible (family) | $19,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | No Charge |
| Specialist visit | $70 Copay after deductible |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $35 Copay after deductible |
| Preferred brand drugs | $70 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.42% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
44 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $504.39 | $572.48 | $644.61 | $900.84 | $1,368.91 |
| Calhoun County | $513.28 | $582.57 | $655.97 | $916.72 | $1,393.04 |
| Holmes County | $518.57 | $588.58 | $662.73 | $926.17 | $1,407.40 |
| Pasco County | $521.32 | $591.70 | $666.25 | $931.08 | $1,414.86 |
| Escambia County | $527.79 | $599.04 | $674.52 | $942.63 | $1,432.42 |
| Franklin County | $535.18 | $607.43 | $683.96 | $955.83 | $1,452.48 |
| Bay County | $539.23 | $612.03 | $689.14 | $963.06 | $1,463.47 |
| Liberty County | $539.49 | $612.32 | $689.47 | $963.53 | $1,464.18 |
| Duval County | $542.10 | $615.28 | $692.80 | $968.19 | $1,471.26 |
| Gulf County | $542.17 | $615.36 | $692.89 | $968.32 | $1,471.45 |
| Polk County | $546.88 | $620.71 | $698.91 | $976.73 | $1,484.23 |
| Hernando County | $549.10 | $623.23 | $701.75 | $980.69 | $1,490.26 |
| Sumter County | $552.43 | $627.01 | $706.01 | $986.64 | $1,499.30 |
| Madison County | $552.76 | $627.38 | $706.43 | $987.23 | $1,500.19 |
| Citrus County | $557.27 | $632.50 | $712.19 | $995.28 | $1,512.43 |
| Manatee County | $558.77 | $634.20 | $714.11 | $997.96 | $1,516.50 |
| Clay County | $561.32 | $637.10 | $717.37 | $1,002.52 | $1,523.42 |
| Walton County | $564.52 | $640.73 | $721.46 | $1,008.23 | $1,532.11 |
| Saint Johns County | $570.93 | $648.01 | $729.65 | $1,019.68 | $1,549.50 |
| Okaloosa County | $571.19 | $648.30 | $729.98 | $1,020.15 | $1,550.21 |
| Martin County | $574.13 | $651.64 | $733.74 | $1,025.40 | $1,558.19 |
| Alachua County | $576.88 | $654.76 | $737.25 | $1,030.31 | $1,565.65 |
| Charlotte County | $583.94 | $662.77 | $746.28 | $1,042.92 | $1,584.81 |
| Levy County | $584.07 | $662.92 | $746.44 | $1,043.15 | $1,585.17 |
| Gadsden County | $586.75 | $665.96 | $749.87 | $1,047.94 | $1,592.44 |
| Bradford County | $591.26 | $671.08 | $755.63 | $1,055.99 | $1,604.68 |
| Baker County | $595.05 | $675.38 | $760.47 | $1,062.76 | $1,614.97 |
| Santa Rosa County | $595.44 | $675.82 | $760.97 | $1,063.46 | $1,616.02 |
| Highlands County | $603.22 | $684.65 | $770.92 | $1,077.35 | $1,637.14 |
| Putnam County | $606.81 | $688.73 | $775.50 | $1,083.76 | $1,646.88 |
| Suwannee County | $606.94 | $688.88 | $775.67 | $1,083.99 | $1,647.24 |
| Columbia County | $610.99 | $693.47 | $780.85 | $1,091.23 | $1,658.23 |
| Jackson County | $611.45 | $694 | $781.43 | $1,092.05 | $1,659.48 |
| Dixie County | $614.13 | $697.04 | $784.86 | $1,096.84 | $1,666.75 |
| Okeechobee County | $614.65 | $697.63 | $785.52 | $1,097.76 | $1,668.16 |
| Gilchrist County | $618.51 | $702.01 | $790.46 | $1,104.66 | $1,678.64 |
| Saint Lucie County | $619.03 | $702.60 | $791.12 | $1,105.59 | $1,680.05 |
| Lake County | $626.75 | $711.36 | $800.99 | $1,119.38 | $1,701 |
| Marion County | $642.96 | $729.76 | $821.70 | $1,148.33 | $1,744.99 |
| Taylor County | $645.37 | $732.49 | $824.78 | $1,152.63 | $1,751.53 |
| Washington County | $707.99 | $803.57 | $904.81 | $1,264.47 | $1,921.48 |
| Union County | $748.84 | $849.93 | $957.02 | $1,337.43 | $2,032.35 |
| Lafayette County | $780.41 | $885.77 | $997.36 | $1,393.81 | $2,118.03 |
| Hardee County | $847.80 | $962.25 | $1,083.49 | $1,514.17 | $2,300.93 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.